The Tip Desk

Banking — page 2

OCC orders American Express National Bank to fix AML controls

American Express National Bank must strengthen board oversight, submit a remediation plan and commission an independent suspicious activity review.
Bank Enforcement · November 4, 2026

RBI Profit Recovers After Rasperia Charge, Fees Rise

Consolidated profit for the nine months to 30 September 2026 was €1,638 million, up €712 million from a year earlier.
Global Banks · November 3, 2026

Nomura lifts first-half profit as stable revenue expands

Net revenue reached 1.2942 trillion yen in the six months to September 2026, up 25% from a year earlier, as asset-management-based earnings and Banking lifted the group.
Global Banks · November 3, 2026

Higher bank deposit rates predict slower stablecoin growth

BIS research links higher deposit rates to slower stablecoin growth and bank liquidity requirements to greater private credit expansion in exposed US counties.
Central Banking · November 3, 2026

XBiotech Leads Buying Intensity; Gold.com Draws $3.93 Million

The selected companies pair substantial purchases relative to market value with narrow buyer breadth, while Grace Therapeutics stands out for persistence.
Insider Signal · November 2, 2026

Rapport buying stands out relative to size; Beacon brings breadth

Insider purchases totaled $109.32 million in an incomplete weekly tally, with company size, repeat buying and buyer breadth telling different stories.
Insider Signal · November 2, 2026

Westpac NIM compresses as impairment charges double

Net interest income rose 1% to $19.58 billion as 5% average earning-asset growth more than offset a 7bp NIM decline to 1.87%.
Global Banks · November 2, 2026

ICBC third-quarter profit rises 9.97% to 112 billion yuan

Net profit attributable to equity holders was RMB111,958 million for the three months ended 30 September 2026, up 9.97% from a year earlier, as operating income reached RMB220,974 million.
Global Banks · November 2, 2026

CCB third-quarter net interest income rises 13.17%

Net interest income was RMB159,448 million in the three months to 30 September 2026, with the nine-month net interest margin unchanged at 1.36%.
Global Banks · November 1, 2026

BOCOM net interest income growth accelerates in nine months

Nine-month net interest income reached RMB140.694 billion, up 9.36% year-on-year, as the net interest margin widened 4 bps to 1.24%.
Global Banks · November 1, 2026

Bank of China Reverses Net Interest Income Decline

Nine-month net interest income reached RMB359.606 billion, up 10.38% year-on-year, after a 3.04% decline in the same 2025 period.
Global Banks · November 1, 2026

ABC posts 10.90% CET1 ratio and proposed A-share raise

Net interest margin was 1.28% for the nine months to September 2026, down from 1.30% a year earlier.
Global Banks · November 1, 2026

CaixaBank third-quarter profit rises as net interest income recovers

Net interest income reached €2,796 million, up 2.5% from the second quarter, as lending volumes and fixed-income yields offset higher funding costs.
Global Banks · October 31, 2026

BBVA net interest income reaches €8.08 billion in third quarter

Sequential NII expansion continued while attributable profit slipped to €3.02 billion on higher costs and provisions.
Global Banks · October 31, 2026

UBS lifts Credit Suisse savings outlook as third-quarter operating profit before tax rises 27%

Operating profit before tax was USD 3,587 million in the third quarter as total revenues reached USD 13,350 million.
Global Banks · October 30, 2026

Santander lifts cash dividend as underlying profit rises

Underlying attributable profit reached €3,848 million in the third quarter, up 19% year on year, as net interest income rose 2% sequentially to €11,833 million.
Global Banks · October 30, 2026

BNP Paribas CIB Revenue Growth Accelerates to 16.6%

Corporate & Institutional Banking net banking income reached €5,201m in the third quarter as Global Markets and Securities Services posted double-digit year-on-year gains.
Global Banks · October 30, 2026

Energy supply shifts and AI activity cushion global growth

Government support, additional energy supplies from outside the Gulf economies and oil-reserve drawdowns have cushioned the Middle East conflict’s effects, with AI-related activity bolstering investment, production and trade.
Central Banking · October 30, 2026

Yao Yun's Indaptus stake slips after private placement

The Australian investor's Indaptus Therapeutics holding fell to 27.34% after a 20.3 million-share private placement, with no shares bought or sold.
Stake Watch · October 29, 2026

Quanta Adds Revenue Timetable After SEC Questions

Quanta expanded its explanation of when contracted work would become revenue after SEC staff challenged the detail provided beyond the first year.
SEC Correspondence Focus · October 29, 2026

Kingsway funds demand larger TON Strategy buybacks

The 21.96% holder said the stock trades at a significant discount to estimated treasury asset value per share.
Stake Watch · October 28, 2026

Capital One NIM Widens 40 bps as Auto Loans Reaccelerate

Net interest income rose 4% to $12.89 billion as the margin reached 8.41% and auto average loans grew 4%.
Global Banks · October 28, 2026

Global Markets Sales and Trading Falls After Second-Quarter Surge

Sales and trading revenue was $5.1 billion in the third quarter, down 5% from a year earlier after 33% year-over-year growth in the second quarter.
Global Banks · October 27, 2026

HBT Financial's Net Interest Margin Expansion Slows

The Illinois regional's net interest margin rose 3 bps to 4.35% after a 12 bps gain in the second quarter, as net interest income reached $70.3 million.
Earnings · October 26, 2026

Bank of Hawaii Extends Net Interest Margin Expansion

The margin reached 2.82% in the third quarter as net interest income rose 1.6% to $156.1 million and the board later added $200 million of buyback authority.
Earnings · October 26, 2026

Bradesco lifts market NII as client spread compresses

Market net interest income rose 30.0% to R$875 million in the third quarter as total NII reached R$21.37 billion.
Global Banks · October 24, 2026

American Express Lifts 2026 EPS Outlook After GBTG Gain

Third-quarter revenue net of interest expense was $20.1 billion, up 9% year over year, as the company raised full-year EPS guidance to $18.30–$18.60.
Global Banks · October 24, 2026

First Hawaiian CRE Charge-Off Lifts Provision

The Hawaii bank booked a $20.3 million credit-loss provision, including a $12.5 million partial charge-off on a single commercial real estate loan, as net interest income reached $174.1 million.
Earnings · October 24, 2026

Sandisk Agreed to Split Out Major Costs After SEC Push

Sandisk revised its proposed segment disclosures to separate major charges and give investors a clearer breakdown of research and administrative spending.
SEC Correspondence Focus · October 22, 2026

U.S. Bancorp NIM Expands as Credit Card Purchase Lifts NII

Net interest margin reached 2.84% and taxable-equivalent net interest income rose to $4,490 million as a small-business card purchase and fixed-asset repricing added to the spread.
Global Banks · October 21, 2026

State Street Servicing Fees Hit Record AUC/A as NIM Widens

Servicing fees reached $1,492 million as assets under custody and administration rose to a record $59.2 trillion.
Global Banks · October 21, 2026

Nordea lifts net interest income as fees and AuM expand

Net interest income reached EUR 1,799 million in the third quarter of 2026, with assets under management at a record EUR 509.4 billion.
Global Banks · October 21, 2026

Morgan Stanley Wealth Management Posts Record $9.1 Billion Quarter

Wealth Management net revenues hit a record $9.07 billion as net new assets reached $232.4 billion and firm net interest income rose 17% sequentially.
Global Banks · October 21, 2026

Western Alliance Reverses Second-Quarter Margin Decline

The bank’s net interest margin widened 4 bps to 3.57%, while its deposit overhaul reduced quarterly costs recorded in non-interest expense by $13.8 million.
Earnings · October 21, 2026

Mcdonalds Defended Sales Disclosure After SEC Sought More Detail

The company cited limited franchise data in defending its revenue explanation, following earlier exchanges that produced clearer profit presentations.
SEC Correspondence Focus · October 21, 2026

Corning Agreed to Narrow Currency Adjustments After SEC Push

Corning proposed limiting its core-results currency adjustment to hedged exposures after SEC staff challenged a method that also adjusted unhedged amounts.
SEC Correspondence Focus · October 21, 2026

Microcap Insider Buying: Week Ending October 16, 2026

The week’s reported purchases, buying relative to company size, and persistent buying.
Insider Signal · October 18, 2026

Insider Buying: Week Ending October 16, 2026

The week’s reported purchases, buying relative to company size, and persistent buying.
Insider Signal · October 18, 2026

Truist Swings to Credit Benefit After RAC Loan Sale

Truist Financial (TFC), the Charlotte-based consumer and wholesale bank, recorded a $253 million third-quarter credit-loss benefit following its RAC loan sale.
Global Banks · October 18, 2026

Schwab Core Net New Assets Hit Record $190.4 Billion

Core net new assets reached a record $190.4 billion in the third quarter, up 38% year-over-year, as net revenues hit a record $7.17 billion.
Global Banks · October 18, 2026

BNY Net Interest Income Fell 2% on Lower Deposits

Bank of New York Mellon’s third-quarter net interest income slipped to $1.423 billion as lower deposit balances outweighed gains from reinvesting securities at higher yields.
Global Banks · October 18, 2026

Fairmount Funds holds 19.99% of Alaunos after Velaris deal

The fund’s stake includes common stock and Series C conversion rights, with preferred conversions capped at the 19.99% beneficial-ownership limit.
Stake Watch · October 16, 2026

WaFd’s Net Interest Income Growth Slowed Again

WaFd’s fourth-quarter net interest income edged up to $182.4 million, while credit charges and merger spending weighed on earnings despite a residential loan-sale gain.
Earnings · October 16, 2026

Regions’ Loan Growth Slowed After Second-Quarter Pickup

Regions’ average loans rose 0.5% QoQ to $99.183 billion in the third quarter, while a margin recovery and higher capital markets income supported earnings.
Earnings · October 16, 2026

M&T’s Net Interest Income Growth Stalled

M&T’s net interest margin fell 5 bps to 3.65% in the third quarter despite continued growth in average loans.
Earnings · October 16, 2026

Wells Fargo NII Rises as CIB Markets and Banking Cool

Net interest income reached $12.517 billion in the third quarter as the taxable-equivalent margin held at 2.43%.
Global Banks · October 15, 2026

JPMorgan Markets Revenue Falls From Second Quarter

Markets revenue was $10.3 billion in the third quarter, down from $12.1 billion in the second, as Equity Markets slipped to $5.0 billion.
Global Banks · October 15, 2026

Citi Markets Revenue Falls 13% From Second Quarter

Markets revenue dropped to $6.11 billion from $7.01 billion as Equity markets revenue fell 25% and Fixed Income markets revenue fell 7%, even as firmwide net interest income rose 14% year over year.
Global Banks · October 15, 2026

First Horizon Posts Loss After Mortgage Sale Reclass

The Memphis regional booked a $473 million loss on about $4.5 billion of consumer mortgages moved to held-for-sale, producing a $0.20-a-share loss.
Earnings · October 15, 2026

Noncurrent loan ratio eases as bank capital measures diverge

A limited group of insured banks under $100B in assets recorded a lower quarterly noncurrent-loan ratio and balance-sheet growth as regulatory capital ratios edged down.
US Regional Banks · October 14, 2026