BNP Paribas CIB Revenue Growth Accelerates to 16.6%

The Tip Desk · October 30, 2026 · 2 min read

Corporate & Institutional Banking net banking income reached €5,201m in the third quarter as Global Markets and Securities Services posted double-digit year-on-year gains.

Corporate & Institutional Banking at BNP Paribas (BNP) posted net banking income of €5,201m in the third quarter of 2026, up 16.6% from a year earlier, as Global Markets and Securities Services both posted double-digit year-on-year gains.

Group net banking income was €13,757m, up 9.5% from the third quarter of 2025. Operating expenses were €8,016m, producing a +4.1-point jaws effect and a 58.3% cost-income ratio. Group operating income was €4,756m. Pre-tax income was €5,061m. Net income, Group share, was €3,456m.

Global Markets revenue was €2,674m. Equity & Prime Services rose to €1,459m. FICC was €1,215m. Securities Services revenue was €912m, up 17.6% year-on-year, with the cost-income ratio at 63.2%. CIB operating expenses were €2,841m. CIB gross operating income was €2,360m. CIB pre-tax income was €2,250m.

Global Banking revenue was €1,615m. Loans outstanding rose 17.5% year-on-year and deposits 18.4% year-on-year. Global Banking cost of risk was 19 basis points. CIB cost of risk was €111m.

Commercial, Personal Banking & Services net banking income was €6,863m, up 3.6% year-on-year. Commercial & Personal Banking revenue was €4,695m. CPBS operating expenses rose 4.0%. CPBS gross operating income was €2,857m. CPBS cost of risk was €836m. CPBS pre-tax income was €2,041m.

Arval and Leasing Solutions combined net banking income was €546m, down 29.1% year-on-year, as used-car prices stayed under pressure. Arval completed the Athlon acquisition on 31 July 2026. Personal Finance net banking income was €1,350m. Personal Finance cost of risk was €421m, or 149 basis points, which the bank attributed to a third-quarter 2025 base effect.

Investment & Protection Services net banking income rose 5.3% year-on-year. Assets under management were €2,549bn at 30 September 2026.

Group cost of risk was €964m, or 39 basis points of customer loans outstanding, in line with 2026 guidance of less than 40 basis points. The increase came mainly from performing-loan provisions of €27m, with a drop in stage-3 provisions. The CET1 ratio was 12.9% at 30 September 2026, including an approximately 15-basis-point reduction from the Athlon acquisition. The bank expects CET1 above 13% by end-2026. It will launch a €1.3bn share buy-back programme in November 2026 after the €3.23 interim dividend paid on 28 September 2026.