The Tip Desk

Micro-Caps — page 15

HomeTrust's Margin Keeps Climbing as Credit Costs Jump

HomeTrust Bancshares (HTB) pushed its net interest margin to 4.41% in the June quarter even as a swing in off-balance-sheet exposure drove provision expense up 149% and return on assets slipped to 1.46%.
Earnings · July 24, 2026

Community West Profit Slides as USB Merger Costs Bite

Community West Bancshares closed its merger with United Security Bancshares and pushed assets past $5 billion, but net income fell to $2.70 million from $11.49 million a quarter earlier.
Earnings · July 24, 2026

ACNB's Margin Streak Hits 4.56% as Bank Steps Up Payouts

ACNB Corporation (ACNB) posted a fourth straight quarter of net interest margin expansion, reaching 4.56% in the second quarter, even as it paid out a $0.50 special dividend and pushed regular dividends up 10.5%.
Earnings · July 24, 2026

Waterstone's Net Interest Margin Reaches 3.03%

Community Banking net interest income hit a record $15.8 million as the margin expanded 6 bps from 2.97% in the first quarter.
Earnings · July 23, 2026

Gentherm Posts Record Revenue as Margins and Cash Flow Slip

Gentherm reported record quarterly revenue of $416 million even as gross margin and operating cash flow both weakened from a year earlier.
Earnings · July 23, 2026

Rhinebeck Completes Second-Step Conversion After a $0.24 Quarter

The Dutchess County bank sold 8.88 million shares at $10.00 for $88.8 million of gross proceeds after second-quarter net income of $2.6 million.
Earnings · July 23, 2026

Orrstown Loan Growth Accelerates as Sub Notes Are Redeemed

Loans rose $51.7 million, or about 5% annualized, to $4.1 billion as the bank redeemed $31.0 million of subordinated notes and reported a 4.00% core net interest margin.
Earnings · July 23, 2026

Isabella Bank Signs Grand River Commerce Merger

Second-quarter net interest income reached $18.1 million as the fully tax-equivalent margin widened 21 bps sequentially to 3.54%.
Deals · July 23, 2026

Princeton's Net Interest Margin Widens to 3.86%

Net interest income reached $20.0 million in the second quarter as the margin widened 23 basis points to 3.86%.
Earnings · July 23, 2026

Mapfre to Buy Safety Insurance in $1.54 Billion Cash Deal

The combination would give the New England insurer Mapfre’s global resources while preserving its regional brand and agency relationships.
Deals · July 23, 2026

Northrim to Buy PBCO Financial in $167.3 Million All-Stock Deal

The merger gives Northrim Bancorp its first out-of-state branch expansion, extending the Alaska lender's community banking franchise into Southern Oregon and the Willamette Valley.
Deals · July 23, 2026

LightPath to Sell China Unit, Completing NDAA-Compliant Pivot

LightPath Technologies agreed to divest its Zhenjiang, China manufacturing operations for $4.5 million, capping a multi-year shift to a fully Western-aligned supply chain for defense optics.
Deals · July 23, 2026

Repligen to Buy BioLife in $1.5 Billion Cash-and-Stock Deal

The acquisition would expand Repligen’s cell-therapy offering with a biopreservation business built on recurring consumables revenue.
Deals · July 23, 2026

Passive Ownership Shifts in Index Holdings

Recent data shows significant changes in the share of reported holdings held by passive funds.
Passive Ownership Watch · July 22, 2026

Norwood's Margin Expansion Accelerates After Presence Close

Net interest income hit a record $26.8 million as the fully taxable-equivalent margin reached 3.90% and merger costs receded.
Earnings · July 22, 2026

Colony Bankcorp Hits Profitability Target, Unveils New Deal

Colony Bankcorp's operating return on average assets reached management's 1.20% goal in the second quarter, even as the bank agreed to acquire First Reliance Bancshares for about $163 million.
Earnings · July 22, 2026

Repligen to Buy BioLife Solutions in $1.5 Billion Mixed Deal

The acquisition would expand Repligen’s cell-therapy offering with a high-margin consumables business built on recurring revenue.
Deals · July 22, 2026

SEC Presses Insurers and GM to Strip Non-GAAP Cushioning

Staff comment letters in June pushed Prudential to abandon a flagship adjusted-earnings metric and forced General Motors to simplify segment math, part of a broader crackdown on non-GAAP presentation.
SEC Correspondence Watch · July 22, 2026

Peoples Bancorp Margin Widens Third Straight Quarter as Credit Costs Ease

Net interest margin at Peoples Bancorp (PEBO) expanded to 4.23% and provision expense fell to $4.7 million, even as a bond-portfolio restructuring tied to its pending Citizens merger dented per-share earnings by 18 cents.
Earnings · July 21, 2026

Bridgewater Bancshares Margin Widens as Credit Quality Softens

Bridgewater Bancshares posted net interest margin expansion for a third straight quarter even as nonperforming assets nearly doubled to $21.6 million.
Earnings · July 21, 2026

First Financial to Buy Finward in All-Stock Deal

The transaction would extend First Financial’s reach across northwest Indiana and Chicago through a 24-location, low-cost deposit franchise.
Deals · July 21, 2026

Tempus AI to Buy Personalis in $1.5 Billion Mixed Deal

The acquisition would fold Personalis’ residual-disease tests into Tempus’ AI-enabled precision-oncology platform.
Deals · July 20, 2026

Cracker Barrel to Sell Maple Street Biscuit Company Assets to Biscuit Belly

The divestiture is intended to sharpen the company's focus on its core brand and improve overall profitability.
Deals · July 20, 2026

Cardinal Health to Buy AdaptHealth's Diabetes Unit for $235 Million

The all-cash asset deal lets AdaptHealth shed its diabetes device business to sharpen its focus on sleep and respiratory care in the home.
Deals · July 20, 2026

Netskope and Gloo Lead Weekly Insider Buying Clusters

Six companies saw coordinated open-market purchases by executives and directors this week.
Insider Signal · July 17, 2026

Energy Vault Backlog Swells as CFO Departs Amid Revenue Swings

Energy Vault Holdings (NRGV) flagged a material increase in contract backlog even as quarterly revenue swung from $153.3 million to $21.9 million between successive quarters.
Earnings · July 17, 2026

ARRAY Technologies to Buy Affordable Wire Management in $203 Million Mixed Deal

The transaction would broaden ARRAY’s solar balance-of-system portfolio and open growth paths in battery storage and datacenters.
Deals · July 17, 2026

AI Infrastructure Pivot Trumps Legacy Cloud Resale

Smaller firms are aggressively shedding low-margin legacy services to fund AI-driven ecosystems and specialized infrastructure.
Small-Cap Signal · July 16, 2026

Europe's Bank Margins Diverge as Returns Climb, Capital Slips

Europe's biggest banks are pulling in opposite directions on income and returns even as capital ratios thin out from Tokyo to Wall Street.
Systemic Banks Monitor · July 16, 2026

Hard Assets Draw Capital as Financing Costs Stay High

Long-duration property and infrastructure contracts are attracting fresh capital, while lenders are demanding rich returns and stronger collateral.
Financials Signal · July 16, 2026