The Tip Desk

ISABELLA BANK CORP

Financial highlights

Amounts in millions
MetricFY 12/31/25FY 12/31/24FY 12/31/23FY 12/31/22FY 12/31/21
Income Statement
Net income$18.9$13.9$18.2$22.2$19.5
Balance Sheet
Total debt$142.5$113.0$116.1$87.0$99.3
Cash Flow Statement
Free cash flow$23.3$17.5$20.1$23.7$23.9
Dividends$8.1$8.1$8.2$8.1$8.4
Share repurchases$4.7$3.1$3.4——

Shares outstanding 7.6M · Free float 93.7%

Annual filing data through FY ended December 31, 2025; float as of October 7, 2026.

Coverage