The Tip Desk

Banking — page 4

Coliseum Capital Management takes stake in Sonos

The investment firm is monitoring the audio company's operations and strategic matters for potential extraordinary transactions.
Stake Watch · August 4, 2026

BIS July Papers Trace How Financial Risk Travels

Six new BIS working papers this month examine how stress moves between sovereigns, banks, non-banks, currencies and firms.
Central Banking · August 4, 2026

ING Lending Growth Anchors Full-Year Banking Results

Commercial net interest income totaled €4.060 billion as the commercial margin stood at 2.26%.
Global Banks · August 2, 2026

HSBC Interest Income Rises as Margin Compression Reverses

Full-year net interest income rose $2.1 billion to $34.8 billion as the margin expanded 3 bps.
Global Banks · August 2, 2026

Capital One Net Interest Income Rises 37% to $42.9 Billion

The credit-card-focused bank expanded its net interest margin by 96 bps to 7.84% for the full year.
Global Banks · August 2, 2026

Citigroup Investment Banking Fees Jump 20% as Full-Year Profit Climbs

Citigroup's full-year 2025 net income rose to $14.3 billion on revenue of $85.2 billion, up from $12.7 billion on $80.7 billion in 2024, as Banking and Markets carried the result.
Global Banks · August 2, 2026

Santander Brasil’s Credit Costs Reverse as Loan Growth Slows

Loan-loss allowances worsened 8.9% to R$25.88 billion in 2025 as household and corporate stress increased.
Global Banks · August 2, 2026

Groupe BPCE Reports €2.8 Billion in Net Interest Income

Retail-network margin recovery supported €2.8 billion of net interest income in the first quarter of 2026.
Global Banks · August 2, 2026

BNP Paribas Revenues Rise 4.9% on CIB and IPS Growth

Full-year revenues reached €51,223 million as the integration of AXA IM boosted investment and financial services results.
Global Banks · August 2, 2026

Barclays UK NIM Expansion Drives Net Interest Income Toward 2026 Goal

Group net interest income outside the investment bank and head office climbed 12% to £3.4 billion, with management pointing to guidance of more than £13.5 billion for the year.
Global Banks · August 2, 2026

BBVA Lending Lifted Net Interest Income 13.9%

Full-year net interest income reached €26.28 billion as lending activity supported currency-adjusted growth.
Global Banks · August 2, 2026

Bank of America NII Rises 10% to $15.8 Billion

The largest U.S. bank by assets returned $8.4 billion to shareholders in the final period of 2025.
Global Banks · August 2, 2026

Amex Card Fee Revenue Hits 30th Straight Quarter of Double-Digit Growth

American Express said net card fee revenue climbed 14% to $117 per card in 2025, anchoring a 10% rise in total revenue to $72.2 billion.
Global Banks · August 2, 2026

Crédit Agricole Accelerates Retail Lending as French Margins Recover

French and Italian retail-banking loans rose 1.7% to €895 billion as funding costs eased.
Global Banks · August 2, 2026

Provident Financial's NIM Widens as Reserve Cushion Thins

Provident Financial Services (PFS) posted record net interest income of $202.7 million as its net interest margin expanded 8 bps to 3.48%, even as reserve coverage of non-performing loans fell to 134.87% from 235.61% at year-end.
Earnings · July 31, 2026

Axos Loan Growth Slows, Deposits Jump on Jenius Deal, Credit Costs Ease

Net interest income rose 13.5% to $317.9 million at Axos Financial (AX) even as loan growth decelerated for a third straight quarter and CET1 slipped to 11.76%.
Earnings · July 31, 2026

Santander, SocGen Both Lean on Disposals to Move the Numbers

Portfolio sales, not underlying business performance, drove the one-off capital and cost moves at both reporting global systemic banks this quarter.
Global Banks · July 30, 2026

Seacoast Banking Posts Record Loan Growth, Wider Core Margin

Seacoast Banking Corp of Florida reported second-quarter net income of $59.5 million, or $0.55 a share, up 87% from the first quarter as a securities-repositioning charge fell out of the base.
Earnings · July 29, 2026

Merchants Bancorp Profit Doubles as Credit Losses Recede

Merchants Bancorp posted net income of $78.3 million in the second quarter, up 106% from a year earlier as provisions for credit losses fell 83%.
Earnings · July 29, 2026

First Busey's Margin Cools as Deposits Surge, Buybacks Widen

First Busey's adjusted net interest margin slipped 2 basis points to 3.62% in the second quarter even as deposits grew at an 11% annualized clip and the bank leaned harder into share repurchases.
Earnings · July 29, 2026

Policy Rates Diverge as the ECB Cuts and the Fed Holds

Two central banks moved in different directions in the same week, and the spread is now at its widest in two years.
Central Banking · July 25, 2026

Elevance Health Insiders Lead Weekly Buying Clusters

Concentrated open-market purchases emerged across six companies, led by a $1.4 million commitment at Elevance Health.
Insider Signal · July 24, 2026

S&T Bancorp Profit Climbs as Loan Growth Offsets Deposit Runoff

S&T Bancorp (STBA) posted second-quarter net income of $36.6 million, or $1.02 a share, up 8.5% from the prior quarter as commercial lending expanded and margins widened.
Earnings · July 24, 2026

Greene County Bancorp's Margin Widens to 2.86% as Loans Outrun Deposits

Net interest margin expanded 49 basis points to 2.86% at Greene County Bancorp, powering a third straight quarter of record net income even as deposit growth slowed to 2.8%.
Earnings · July 24, 2026

Flagstar Ends Margin Expansion as Commercial Loans Grow

Net interest margin slipped 2 bps to 2.13% as lower asset yields outweighed cheaper funding.
Earnings · July 24, 2026

Customers Bancorp Flags Second-Quarter NIM Trough

Net interest margin, tax equivalent, fell to 3.17% as the company said the quarter is expected to mark the low before a rebound to roughly first-quarter levels in the third quarter.
Earnings · July 24, 2026

Volume Growth Carries Global Systemic Banks, Costs Split

Balance growth lifted eight of the season's eleven reporting global systemic banks, while a smaller cluster wrestled with rising costs and normalizing credit in the same breath.
Systemic Banks Monitor · July 23, 2026

QCR Holdings' LIHTC Pipeline Drives Fee Income as Balance Sheet Shrinks

QCR Holdings (QCRH) generated $26.1 million in capital markets revenue for the first half of 2026 even as total loans held near $7.0 billion following planned runoff and a wave of LIHTC securitizations.
Earnings · July 23, 2026

Old National's Margin Pressure Eases as Loan Growth Reaccelerates

Old National Bancorp (ONB) held net interest margin nearly flat at 3.54% in the second quarter while period-end loans grew 8.3% annualized to $50.8 billion.
Earnings · July 23, 2026

Huntington Grows Loans as Deposit Costs Pinch Margin

Net interest income rose 9% QoQ to $2.052 billion as loan growth outweighed modestly higher funding costs.
Earnings · July 23, 2026

Fulton Financial's Margin Holds Up as Blue Foundry Deal Closes

Fulton Financial (FULT) grew net interest income to $284.3 million in the second quarter as the Blue Foundry Bancorp acquisition padded loan and deposit totals while organic commercial lending kept softening.
Earnings · July 23, 2026

First Citizens Reverses First-Quarter Net Interest Income Drop

Net interest income rose $35 million to $1.66 billion in the second quarter after an $101 million sequential decline in the first quarter.
Earnings · July 23, 2026

First BanCorp. Originations Reach $1.7 Billion as Loans Grow

Net interest margin widened 12 bps to 4.87% as Puerto Rico refinancings and securities redeployment lifted net interest income to $229.1 million.
Earnings · July 23, 2026

Passive Ownership Shifts in Index Holdings

Recent data shows significant changes in the share of reported holdings held by passive funds.
Passive Ownership Watch · July 22, 2026

Northern Trust Raises Dividend as Net Interest Income Climbs

The custody-and-asset-management franchise reported a 1.81% net interest margin and a 10% increase to its quarterly dividend.
Earnings · July 22, 2026

SEC Presses Insurers and GM to Strip Non-GAAP Cushioning

Staff comment letters in June pushed Prudential to abandon a flagship adjusted-earnings metric and forced General Motors to simplify segment math, part of a broader crackdown on non-GAAP presentation.
SEC Correspondence Watch · July 22, 2026

KeyCorp Lifts Interest Income as Margin Gains Slow

Taxable-equivalent net interest income rose 2.3% sequentially to $1.258 billion.
Earnings · July 21, 2026

Ally's Margin Widens as Auto Mix Shifts Toward Safer, Lower-Yield Loans

Net interest margin excluding core OID expanded 11 basis points to 3.63% in the second quarter as Ally Financial (ALLY) leaned harder into higher-credit-tier auto originations even as retail deposits shrank $2.6 billion.
Earnings · July 21, 2026

Zions' Margin Holds at 3.27% as Credit Costs Collapse and Buybacks Resume

Zions Bancorporation (ZION) grew net interest income 4% YoY to $677 million in the second quarter as loan growth accelerated to an 8% annualized pace and the CET1 ratio climbed to an estimated 11.8%.
Earnings · July 20, 2026

Bok Financial Net Income Rises to $176.5 Million

The regional bank reported a net income of $176.5 million for the second quarter of 2026.
Earnings · July 20, 2026

Netskope and Gloo Lead Weekly Insider Buying Clusters

Six companies saw coordinated open-market purchases by executives and directors this week.
Insider Signal · July 17, 2026

WaFd Holds Margin as Credit Provision Climbs

Net interest income rose 2% QoQ to $181.3 million as funding costs eased.
Earnings · July 17, 2026

Regions Financial Loan Growth Accelerates as Deposit Costs Keep Falling

Regions Financial (RF) grew net interest income 2.3% to $1,277 million in the second quarter as average loans posted their fastest sequential growth in five quarters, even as net interest margin slipped 1 basis point to 3.66%.
Earnings · July 17, 2026

Fifth Third Net Interest Income Rises 48% on Comerica Integration

Net interest margin expanded 24 basis points year-over-year to 3.36% as the bank integrated its latest acquisition.
Earnings · July 17, 2026

Europe's Bank Margins Diverge as Returns Climb, Capital Slips

Europe's biggest banks are pulling in opposite directions on income and returns even as capital ratios thin out from Tokyo to Wall Street.
Systemic Banks Monitor · July 16, 2026

Hard Assets Draw Capital as Financing Costs Stay High

Long-duration property and infrastructure contracts are attracting fresh capital, while lenders are demanding rich returns and stronger collateral.
Financials Signal · July 16, 2026

Citizens Sequential Fee Growth Rebounds After a First-Quarter Dip

Pre-provision net revenue reached $889 million as sequential NII growth accelerated to 4.4% and Capital Markets and Wealth fees hit records.
Earnings · July 16, 2026

M&T Bank Net Interest Income Rises on Loan Growth

Taxable-equivalent net interest income increased 2% quarter-over-quarter to $1,804 million
Earnings · July 15, 2026

First Horizon NIM Dips as Deposit Costs Rise

Net interest margin fell 3 bps to 3.49% in the second quarter as brokered deposit costs climbed.
Earnings · July 15, 2026

First Bancorp NIM Expands 42 bps YoY as Deposit Costs Fall

The North Carolina community lender's net interest margin widened to 3.67% in the first quarter, its fifth consecutive quarterly expansion, as deposit costs dropped 18 basis points year over year.
Earnings · July 15, 2026