The Inventing Press

UNIVERSAL INSURANCE HOLDINGS, INC.

Financial highlights

MetricFY 12/31/25FY 12/31/24FY 12/31/23FY 12/31/22FY 12/31/21
Income Statement
Revenue$1.6B$1.5B$1.4B$1.2B$1.1B
Selling, general & administrative$342.1M$304.1M$304.9M$313.6M
Interest expense$6.5M$6.6M$638,000
Pretax income$243.1M$84.6M$88.3M-$27.2M$28.4M
Income tax expense$60.1M$25.7M$21.5M-$5.0M$8.0M
Net income$183.0M$58.9M$66.8M-$22.3M$20.4M
Balance Sheet
Cash and equivalents$408.9M$259.4M$397.3M$388.7M$250.5M
Total assets$2.8B$2.8B$2.3B$2.9B$2.1B
Total liabilities$2.3B$2.5B$2.0B$2.6B$1.6B
Total debt$101.1M$102.6M$104.0M$105.5M$107.0M
Stockholders' equity$551.0M$373.2M$341.3M$287.9M$429.7M
Cash Flow Statement
Cash from operations$381.5M$137.4M$71.0M$324.5M$234.4M
Depreciation and amortization$6.4M$6.1M$7.3M$7.3M$6.9M
Stock-based compensation$8.7M$8.1M$2.9M$4.7M$5.8M
Capital expenditure$4.4M$7.4M$4.0M$4.9M$7.2M
Free cash flow$377.1M$130.0M$67.0M$319.6M$227.2M
Dividends paid$22.2M$22.3M$23.3M$23.8M$24.2M
Share repurchases$22.4M$21.9M$22.0M$11.6M$1.6M

Shares outstanding 27.9M · Free float 76.8%

Annual filing data through FY ended December 31, 2025; float as of July 11, 2026.