Usio, Inc.
Financial highlights
| Metric | FY 12/31/25 | FY 12/31/24 | FY 12/31/23 | FY 12/31/22 | FY 12/31/21 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $85.4M | $82.9M | $84.1M | $69.4M | $61.9M |
| Selling, general & administrative | $18.4M | $16.7M | — | — | — |
| Operating expenses | $22.1M | $21.1M | $20.5M | $19.8M | $15.8M |
| Operating income | -$2.4M | -$1.5M | -$447,364 | -$5.2M | -$155,381 |
| Interest expense | $52,083 | $53,802 | $5,202 | $4,051 | $4,314 |
| Pretax income | -$2.0M | $678,284 | -$182,580 | -$5.2M | -$151,773 |
| Income tax expense | $512,811 | -$2.6M | $292,524 | $280,000 | $169,861 |
| Net income | -$2.5M | $3.3M | -$475,104 | -$5.5M | -$321,634 |
| Balance Sheet | |||||
| Cash and equivalents | $7.4M | $8.1M | $7.2M | $5.7M | $7.3M |
| Current assets | $123.4M | $95.2M | $97.2M | $87.4M | $121.3M |
| Total assets | $134.9M | $107.2M | $106.9M | $97.9M | $133.7M |
| Current liabilities | $114.0M | $84.9M | $89.2M | $81.6M | $112.5M |
| Total liabilities | $117.0M | $88.1M | $91.9M | $84.0M | $115.0M |
| Stockholders' equity | $17.9M | $19.2M | $15.1M | $13.9M | $18.7M |
| Cash Flow Statement | |||||
| Cash from operations | $1.5M | $2.9M | $3.5M | -$17.0M | $29.8M |
| Depreciation and amortization | $1.9M | $2.3M | $1.2M | $1.2M | $771,808 |
| Stock-based compensation | $1.7M | $2.1M | $2.2M | $2.1M | $1.5M |
| Capital expenditure | $435,014 | $195,877 | $834,964 | $812,242 | $1.3M |
| Free cash flow | $1.1M | $2.7M | $2.7M | -$17.8M | $28.5M |
| Share repurchases | $1.1M | $1.4M | $456,961 | $1.3M | $238,737 |
Shares outstanding 27.6M
Annual filing data through FY ended December 31, 2025; float as of July 12, 2026.