USCB FINANCIAL HOLDINGS, INC.
Financial highlights
| Metric | FY 12/31/25 | FY 12/31/24 | FY 12/31/23 | FY 12/31/22 | FY 12/31/21 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Interest expense | — | — | $42.4M | $7.4M | $4.2M |
| Pretax income | $35.9M | $32.5M | $21.8M | $27.1M | $27.7M |
| Income tax expense | $9.8M | $7.8M | $5.3M | $6.9M | $6.6M |
| Net income | $26.1M | $24.7M | $16.5M | $20.1M | $21.1M |
| Balance Sheet | |||||
| Cash and equivalents | $38.5M | $77.0M | $41.1M | $54.2M | $46.2M |
| Total assets | $2.8B | $2.6B | $2.3B | $2.1B | $1.9B |
| Total liabilities | $2.6B | $2.4B | $2.1B | $1.9B | $1.7B |
| Stockholders' equity | $217.2M | $215.4M | $192.0M | $182.4M | $203.9M |
| Cash Flow Statement | |||||
| Cash from operations | $42.8M | $34.8M | $22.5M | $29.5M | $22.1M |
| Depreciation and amortization | $619,000 | $587,000 | $590,000 | $688,000 | $1.0M |
| Stock-based compensation | $3.0M | $2.1M | $1.0M | $523,000 | $287,000 |
| Capital expenditure | $303,000 | $314,000 | $163,000 | $673,000 | $633,000 |
| Free cash flow | $42.5M | $34.5M | $22.4M | $28.9M | $21.4M |
| Dividends paid | $7.8M | $3.9M | — | — | $2.1M |
| Share repurchases | $34.6M | $501,000 | $7.6M | — | — |
Shares outstanding 18.3M · Free float 58.9%
Annual filing data through FY ended December 31, 2025; float as of July 16, 2026.