Upstart Holdings, Inc.
Financial highlights
| Metric | FY 12/31/25 | FY 12/31/24 | FY 12/31/23 | FY 12/31/22 | FY 12/31/21 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $1.0 | $0.6 | $0.5 | $0.8 | $0.8 |
| Operating income | $<0.1 | -$0.2 | -$0.3 | -$0.1 | $0.1 |
| Net income | $0.1 | -$0.1 | -$0.2 | -$0.1 | $0.1 |
| Balance Sheet | |||||
| Total debt | $1.8 | $1.4 | $1.0 | $1.0 | $0.7 |
| Cash Flow Statement | |||||
| Free cash flow | -$0.1 | $0.2 | -$0.1 | -$0.7 | $0.2 |
| Share repurchases | — | $0.0 | $0.0 | $0.2 | $0.0 |
Shares outstanding 95.7M · Free float 84.8%
Annual filing data through FY ended December 31, 2025; float as of July 14, 2026.