UNITY BANCORP INC /NJ/
Financial highlights
| Metric | FY 12/31/25 | FY 12/31/24 | FY 12/31/23 | FY 12/31/22 | FY 12/31/21 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Interest expense | — | — | $48.5M | $10.6M | $7.7M |
| Pretax income | $75.5M | $54.4M | $53.0M | $51.4M | $48.1M |
| Income tax expense | $17.6M | $12.9M | $13.3M | $13.0M | $12.0M |
| Net income | $58.0M | $41.5M | $39.7M | $38.5M | $36.1M |
| Balance Sheet | |||||
| Total assets | $3.0B | $2.7B | $2.6B | $2.4B | $2.0B |
| Total liabilities | $2.6B | $2.4B | $2.3B | $2.2B | $1.8B |
| Total debt | $266.1M | — | — | — | — |
| Stockholders' equity | $345.6M | $295.6M | $261.4M | $239.2M | $205.7M |
| Cash Flow Statement | |||||
| Cash from operations | $44.9M | $48.0M | $46.9M | $42.7M | $32.5M |
| Depreciation and amortization | $1.4M | $1.5M | $1.4M | $1.4M | $1.6M |
| Stock-based compensation | $2.1M | $1.8M | $1.8M | $1.7M | $1.6M |
| Capital expenditure | $564,000 | $693,000 | $955,000 | $1.5M | $1.2M |
| Free cash flow | $44.3M | $47.3M | $46.0M | $41.2M | $31.3M |
| Dividends paid | $5.6M | $5.0M | $4.7M | $4.4M | $3.6M |
| Share repurchases | $5.0M | $6.2M | $15.7M | $42,000 | $4.2M |
Shares outstanding 10.0M · Free float 66.8%
Annual filing data through FY ended December 31, 2025; float as of July 11, 2026.