UNITED COMMUNITY BANKS INC
Financial highlights
| Metric | FY 12/31/25 | FY 12/31/24 | FY 12/31/23 | FY 12/31/22 | FY 12/31/21 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $1.1B | $952.1M | $893.2M | $826.2M | $744.4M |
| Interest expense | — | — | $419.3M | $60.8M | $29.8M |
| Pretax income | $422.4M | $323.0M | $232.5M | $356.0M | $347.8M |
| Income tax expense | $94.3M | $70.6M | $45.0M | $78.5M | $78.0M |
| Net income | $328.1M | $252.4M | $187.5M | $277.5M | $269.8M |
| Balance Sheet | |||||
| Total assets | $28.0B | $27.7B | $27.3B | $24.0B | $20.9B |
| Total liabilities | $24.4B | $24.3B | $24.0B | $21.3B | $18.7B |
| Stockholders' equity | $3.6B | $3.4B | $3.3B | $2.7B | $2.2B |
| Cash Flow Statement | |||||
| Cash from operations | $384.0M | $349.7M | $294.0M | $607.3M | $359.3M |
| Depreciation and amortization | $46.0M | $40.9M | $45.0M | $46.7M | $2.1M |
| Stock-based compensation | $11.4M | $10.8M | $8.9M | $8.7M | $6.6M |
| Capital expenditure | $27.6M | $47.0M | $72.5M | $42.7M | $26.5M |
| Free cash flow | $356.5M | $302.7M | $221.5M | $564.6M | $332.8M |
| Dividends paid | $118.5M | $112.3M | $105.1M | $86.9M | $66.9M |
| Share repurchases | $44.3M | $0 | $0 | $0 | $15.1M |
Shares outstanding 119.7M · Free float 95.4%
Annual filing data through FY ended December 31, 2025; float as of July 11, 2026.