The Inventing Press

Synchrony Financial

Financial highlights

MetricFY 12/31/25FY 12/31/24FY 12/31/23FY 12/31/22FY 12/31/21
Income Statement
Interest expense$3.7B$1.5B$1.0B
Pretax income$4.6B$4.6B$2.9B$4.0B$5.5B
Income tax expense$1.1B$1.1B$666.0M$946.0M$1.3B
Net income$3.6B$3.5B$2.2B$3.0B$4.2B
Balance Sheet
Cash and equivalents$15.0B$14.7B$14.3B$10.3B$8.3B
Total assets$119.1B$119.5B$117.5B$104.6B$95.7B
Total liabilities$102.3B$102.9B$103.6B$91.7B$82.1B
Stockholders' equity$16.8B$16.6B$13.9B$12.9B$13.7B
Cash Flow Statement
Cash from operations$9.9B$9.8B$8.6B$6.7B$7.1B
Depreciation and amortization$514.0M$481.0M$458.0M$419.0M$390.0M
Dividends paid$427.0M$398.0M$406.0M$434.0M$500.0M
Share repurchases$2.9B$1.0B$1.1B$3.3B$2.9B
Impairments$0$50.0M

Shares outstanding 337.0M · Free float 99.4%

Annual filing data through FY ended December 31, 2025; float as of July 14, 2026.