Sound Financial Bancorp, Inc.
Financial highlights
| Metric | FY 12/31/25 | FY 12/31/24 | FY 12/31/23 | FY 12/31/22 | FY 12/31/21 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Selling, general & administrative | $6.0M | $5.9M | $6.1M | $5.9M | $5.8M |
| Interest expense | — | — | $16.8M | $4.5M | $4.0M |
| Pretax income | $8.7M | $5.6M | $9.0M | $10.9M | $11.4M |
| Income tax expense | $1.5M | $1.0M | $1.6M | $2.1M | $2.3M |
| Net income | $7.2M | $4.6M | $7.4M | $8.8M | $9.2M |
| Balance Sheet | |||||
| Cash and equivalents | $138.5M | $43.6M | $49.7M | $57.8M | $183.6M |
| Total assets | $1.1B | $993.6M | $995.2M | $976.4M | $919.7M |
| Total liabilities | $982.8M | $890.0M | $894.6M | $878.6M | $826.3M |
| Stockholders' equity | $109.4M | $103.7M | $100.7M | $97.7M | $93.4M |
| Cash Flow Statement | |||||
| Cash from operations | $7.2M | $2.9M | $6.9M | $10.1M | $19.1M |
| Depreciation and amortization | $491,000 | $619,000 | $717,000 | $704,000 | $676,000 |
| Stock-based compensation | $303,000 | $390,000 | $450,000 | $475,000 | $360,000 |
| Capital expenditure | $170,000 | $76,000 | $444,000 | $398,000 | $225,000 |
| Free cash flow | $7.0M | $2.9M | $6.4M | $9.7M | $18.8M |
| Dividends paid | $1.9M | $1.9M | $1.9M | $2.0M | $2.0M |
| Share repurchases | $0 | $65,000 | $2.1M | $1.7M | $152,000 |
Shares outstanding 2.6M · Free float 71.6%
Annual filing data through FY ended December 31, 2025; float as of July 14, 2026.