SB FINANCIAL GROUP, INC.
Financial highlights
| Metric | FY 12/31/25 | FY 12/31/24 | FY 12/31/23 | FY 12/31/22 | FY 12/31/21 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Interest expense | — | — | $18.9M | $5.2M | $4.0M |
| Pretax income | $17.3M | $13.9M | $14.7M | $15.3M | $22.7M |
| Income tax expense | $3.3M | $2.4M | $2.6M | $2.8M | $4.4M |
| Net income | $14.0M | $11.5M | $12.1M | $12.5M | $18.3M |
| Balance Sheet | |||||
| Cash and equivalents | — | — | — | — | $149.5M |
| Total assets | $1.5B | $1.4B | $1.3B | $1.3B | $1.3B |
| Total liabilities | $1.4B | $1.3B | $1.2B | $1.2B | $1.2B |
| Total debt | $20.0M | $20.0M | $20.0M | $20.0M | $20.0M |
| Stockholders' equity | $141.2M | $127.5M | $124.3M | $118.4M | $144.9M |
| Cash Flow Statement | |||||
| Cash from operations | $24.0M | $9.5M | $14.0M | $25.6M | $17.3M |
| Depreciation and amortization | $2.2M | $2.2M | $2.2M | $2.2M | $2.3M |
| Stock-based compensation | $536,000 | $637,000 | $576,000 | $568,000 | $443,000 |
| Capital expenditure | $2.6M | $1.2M | $958,000 | $1.9M | $2.4M |
| Free cash flow | $21.4M | $8.2M | $13.0M | $23.7M | $14.8M |
| Dividends paid | $3.8M | $3.8M | $3.6M | $3.4M | $3.1M |
| Share repurchases | $5.7M | $4.8M | $3.5M | $5.9M | $9.5M |
Shares outstanding 6.3M · Free float 94.0%
Annual filing data through FY ended December 31, 2025; float as of July 8, 2026.