The Inventing Press

Regional Management Corp.

Financial highlights

MetricFY 12/31/25FY 12/31/24FY 12/31/23FY 12/31/22FY 12/31/21
Income Statement
Revenue$645.6M$588.5M$551.4M$507.2M$428.4M
Interest expense$31.3M
Pretax income$57.8M$54.1M$20.8M$65.3M$112.5M
Income tax expense$13.4M$12.8M$4.8M$14.1M$23.8M
Net income$44.4M$41.2M$16.0M$51.2M$88.7M
Balance Sheet
Total assets$2.1B$1.9B$1.8B$1.7B$1.5B
Total liabilities$1.7B$1.6B$1.5B$1.4B$1.2B
Total debt$1.7B$1.5B$1.4B$1.4B$1.1B
Stockholders' equity$373.1M$357.1M$322.3M$308.6M$282.7M
Cash Flow Statement
Cash from operations$309.1M$268.9M$249.2M$224.3M$189.0M
Depreciation and amortization$16.2M$14.1M$14.6M$12.7M$11.7M
Stock-based compensation$11.9M$11.2M$11.8M$10.8M$7.4M
Capital expenditure$4.8M$5.1M$4.7M$5.9M$3.6M
Free cash flow$304.3M$263.9M$244.5M$218.5M$185.4M
Dividends paid$11.5M$12.1M$11.9M$11.4M$9.5M
Share repurchases$24.0M$3.5M$20.6M$67.4M
Impairments$0$0

Shares outstanding 9.2M · Free float 70.1%

Annual filing data through FY ended December 31, 2025; float as of July 14, 2026.