Rhinebeck Bancorp, Inc.
Financial highlights
| Metric | FY 12/31/25 | FY 12/31/24 | FY 12/31/23 | FY 12/31/22 | FY 12/31/21 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $3.0M | $3.0M | $2.9M | $2.8M | $2.6M |
| Interest expense | — | — | $22.7M | $6.8M | $4.3M |
| Pretax income | $12.7M | -$10.9M | $5.6M | $8.9M | $15.0M |
| Income tax expense | $2.6M | -$2.3M | $1.2M | $1.9M | $3.4M |
| Net income | $10.0M | -$8.6M | $4.4M | $7.0M | $11.6M |
| Balance Sheet | |||||
| Total assets | $1.3B | $1.3B | $1.3B | $1.3B | $1.3B |
| Total liabilities | $1.2B | $1.1B | $1.2B | $1.2B | $1.2B |
| Stockholders' equity | $136.9M | $121.8M | $113.7M | $108.1M | $126.0M |
| Cash Flow Statement | |||||
| Cash from operations | $11.7M | $8.5M | $7.0M | $14.8M | $7.7M |
| Depreciation and amortization | $1.3M | $1.3M | $1.4M | $1.6M | $1.6M |
| Stock-based compensation | $39,000 | $19,000 | $396,000 | $615,000 | $618,000 |
| Capital expenditure | $850,000 | $791,000 | $578,000 | $1.1M | $1.8M |
| Free cash flow | $10.9M | $7.7M | $6.5M | $13.7M | $5.9M |
| Share repurchases | $95,000 | — | $1.4M | — | — |
| Impairments | $0 | $0 | $0 | $0 | $0 |
Shares outstanding 11.2M · Free float 40.1%
Annual filing data through FY ended December 31, 2025; float as of July 15, 2026.