PROVIDENT FINANCIAL HOLDINGS INC
Financial highlights
| Metric | FY 06/30/25 | FY 06/30/24 | FY 06/30/23 | FY 06/30/22 | FY 06/30/21 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Interest expense | — | — | $9.0M | $3.1M | $4.6M |
| Pretax income | $8.9M | $10.4M | $12.4M | $12.9M | $10.2M |
| Income tax expense | $2.6M | $3.0M | $3.8M | $3.8M | $2.6M |
| Net income | $6.3M | $7.4M | $8.6M | $9.1M | $7.6M |
| Balance Sheet | |||||
| Cash and equivalents | $53.1M | $51.4M | $65.8M | $23.4M | $70.3M |
| Total assets | $1.2B | $1.3B | $1.3B | $1.2B | $1.2B |
| Total liabilities | $1.1B | $1.1B | $1.2B | $1.1B | $1.1B |
| Total debt | $213.1M | $238.5M | — | — | — |
| Stockholders' equity | $128.5M | $129.9M | $129.7M | $128.7M | $127.3M |
| Cash Flow Statement | |||||
| Cash from operations | $8.7M | $5.7M | $16.3M | $11.8M | $11.6M |
| Depreciation and amortization | $1.6M | $1.6M | $1.4M | $1.5M | $1.6M |
| Stock-based compensation | $543,000 | $240,000 | $1.2M | $798,000 | $1.3M |
| Capital expenditure | $530,000 | $1.6M | $741,000 | $165,000 | $225,000 |
| Free cash flow | $8.2M | $4.1M | $15.6M | $11.6M | $11.3M |
| Dividends paid | $3.8M | $3.9M | $4.0M | $4.1M | $4.2M |
| Share repurchases | $4.4M | $2.6M | $4.6M | $4.3M | $2.3M |
Shares outstanding 6.3M · Free float 87.9%
Annual filing data through FY ended June 30, 2025; float as of July 11, 2026.