PRA GROUP INC
Financial highlights
| Metric | FY 12/31/25 | FY 12/31/24 | FY 12/31/23 | FY 12/31/22 | FY 12/31/21 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $1.2B | $1.1B | $802.6M | $966.5M | $1.1B |
| Operating expenses | $1.2B | $774.8M | $702.1M | $680.7M | $720.7M |
| Operating income | -$30.3M | $339.7M | $100.5M | $285.8M | $375.0M |
| Interest expense | — | — | $194.7M | $132.9M | $125.2M |
| Pretax income | -$243.2M | $109.6M | -$82.9M | $154.8M | $250.3M |
| Income tax expense | $46.7M | $21.0M | -$16.1M | $36.8M | $54.8M |
| Net income | -$305.1M | $70.6M | -$83.5M | $117.1M | $183.2M |
| Balance Sheet | |||||
| Cash and equivalents | $104.4M | $105.9M | $112.5M | $83.4M | $87.6M |
| Total assets | $5.1B | $4.9B | $4.5B | $4.2B | $4.4B |
| Total liabilities | $4.1B | $3.7B | $3.3B | $2.9B | $3.0B |
| Total debt | $3.7B | $3.3B | $2.9B | $2.5B | $2.6B |
| Stockholders' equity | $979.9M | $1.1B | $1.2B | $1.2B | $1.3B |
| Cash Flow Statement | |||||
| Cash from operations | -$85.5M | -$94.6M | -$97.5M | $21.6M | $84.9M |
| Depreciation and amortization | $8.8M | $10.6M | $13.1M | $14.9M | $15.1M |
| Stock-based compensation | $15.9M | $13.5M | $11.1M | $13.0M | $15.9M |
| Capital expenditure | $4.8M | $4.0M | $2.9M | $13.3M | $11.2M |
| Free cash flow | -$90.4M | -$98.6M | -$100.4M | $8.3M | $73.7M |
| Share repurchases | $20.0M | $0 | $0 | $111.4M | $200.9M |
| Impairments | $412.6M | $0 | $0 | $0 | $0 |
Shares outstanding 38.1M · Free float 92.7%
Annual filing data through FY ended December 31, 2025; float as of July 12, 2026.