The Inventing Press

PEOPLES FINANCIAL SERVICES CORP.

Financial highlights

MetricFY 12/31/25FY 12/31/24FY 12/31/23FY 12/31/22FY 12/31/21
Income Statement
Interest expense$63.1M$15.6M$9.4M
Pretax income$72.2M$8.5M$32.5M$45.4M$53.5M
Income tax expense$13.0M-$30,000$5.1M$7.3M$10.0M
Net income$59.2M$8.5M$27.4M$38.1M$43.5M
Balance Sheet
Total assets$5.3B$5.1B$3.7B$3.6B$3.4B
Total liabilities$4.8B$4.6B$3.4B$3.2B$3.0B
Stockholders' equity$519.8M$468.9M$340.4M$315.4M$340.1M
Cash Flow Statement
Cash from operations$54.3M$34.7M$33.3M$42.4M$40.8M
Depreciation and amortization$3.3M$3.3M$2.8M$3.1M$2.7M
Stock-based compensation$348,000$786,000$888,000$534,000$546,000
Capital expenditure$10.9M$2.6M$5.9M$7.8M$4.9M
Free cash flow$43.3M$32.1M$27.3M$34.5M$35.9M
Dividends paid$24.6M$18.1M$11.7M$11.3M$10.8M
Share repurchases$5.9M$1.3M$2.4M

Shares outstanding 10.0M · Free float 91.8%

Annual filing data through FY ended December 31, 2025; float as of July 12, 2026.