Ponce Financial Group, Inc.
Financial highlights
| Metric | FY 12/31/25 | FY 12/31/24 | FY 12/31/23 | FY 12/31/22 | FY 12/31/21 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Interest expense | $85.7M | $86.2M | $60.6M | $16.1M | $8.3M |
| Pretax income | $38.4M | $15.7M | $5.9M | -$36.8M | $33.6M |
| Income tax expense | $9.7M | $4.7M | $2.5M | -$6.8M | $8.2M |
| Net income | $28.7M | $11.0M | $3.4M | -$30.0M | $25.4M |
| Balance Sheet | |||||
| Cash and equivalents | $126.2M | $139.8M | $139.2M | $54.4M | $153.9M |
| Total assets | $3.2B | $3.0B | $2.8B | $2.3B | $1.7B |
| Total liabilities | $2.7B | $2.5B | $2.3B | $1.8B | $1.5B |
| Stockholders' equity | $541.5M | $505.5M | $491.4M | $492.7M | $189.3M |
| Cash Flow Statement | |||||
| Cash from operations | $55.6M | $7.2M | $6.5M | $9.8M | $18.6M |
| Depreciation and amortization | $4.8M | $4.7M | $4.5M | $4.3M | $2.5M |
| Stock-based compensation | $1.9M | $2.1M | $1.9M | $1.6M | $1.4M |
| Capital expenditure | $978,000 | $2.7M | $411,000 | $492,000 | $4.2M |
| Free cash flow | $54.6M | $4.5M | $6.1M | $9.3M | $14.4M |
| Share repurchases | — | — | $11.0M | — | $1.6M |
Shares outstanding 24.2M · Free float 87.7%
Annual filing data through FY ended December 31, 2025; float as of July 16, 2026.