OLD SECOND BANCORP INC
Financial highlights
| Metric | FY 12/31/25 | FY 12/31/24 | FY 12/31/23 | FY 12/31/22 | FY 12/31/21 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Interest expense | — | $56.3M | $40.0M | $10.3M | $8.4M |
| Pretax income | $107.8M | $113.0M | $124.4M | $91.5M | $27.9M |
| Income tax expense | $27.4M | $27.7M | $32.7M | $24.1M | $7.8M |
| Net income | $80.3M | $85.3M | $91.7M | $67.4M | $20.0M |
| Balance Sheet | |||||
| Cash and equivalents | $124.0M | $99.3M | $100.1M | $115.2M | $752.1M |
| Total assets | $6.9B | $5.6B | $5.7B | $5.9B | $6.2B |
| Total liabilities | $6.0B | $5.0B | $5.1B | $5.4B | $5.7B |
| Total debt | $338.9M | $141.9M | $516.6M | $260.8M | $198.9M |
| Stockholders' equity | $896.8M | $671.0M | $577.3M | $461.1M | $502.0M |
| Cash Flow Statement | |||||
| Cash from operations | $122.3M | $131.5M | $116.4M | $97.3M | $31.0M |
| Depreciation and amortization | $6.1M | $5.6M | $4.5M | $4.1M | $3.2M |
| Stock-based compensation | $5.5M | $3.9M | $3.6M | $3.0M | $1.4M |
| Capital expenditure | $4.5M | $10.8M | $12.4M | $4.3M | $2.0M |
| Free cash flow | $117.8M | $120.7M | $104.0M | $93.0M | $29.0M |
| Dividends paid | $12.2M | $9.4M | $8.9M | $8.9M | $4.6M |
| Share repurchases | $7.4M | $1.0M | $605,000 | $455,000 | $10.4M |
| Impairments | — | — | — | — | $3.8M |
Shares outstanding 51.4M · Free float 96.4%
Annual filing data through FY ended December 31, 2025; float as of July 8, 2026.