Oportun Financial Corp
Financial highlights
| Metric | FY 12/31/25 | FY 12/31/24 | FY 12/31/23 | FY 12/31/22 | FY 12/31/21 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $956.7M | $1.0B | $1.1B | $952.5M | $626.8M |
| Selling, general & administrative | $34.0M | $53.2M | $72.4M | $58.8M | $37.5M |
| Operating expenses | $361.8M | $410.4M | $534.3M | $715.9M | — |
| Pretax income | $44.1M | -$115.2M | -$253.7M | -$75.3M | $62.8M |
| Income tax expense | $18.8M | -$36.5M | -$73.7M | $2.5M | $15.4M |
| Net income | $25.2M | -$78.7M | -$180.0M | -$77.7M | $47.4M |
| Balance Sheet | |||||
| Cash and equivalents | $105.5M | $60.0M | $91.2M | $98.8M | $131.0M |
| Total assets | $3.3B | $3.2B | $3.4B | $3.6B | $2.9B |
| Total liabilities | $2.9B | $2.9B | $3.0B | $3.1B | $2.3B |
| Stockholders' equity | $390.1M | $353.8M | $404.4M | $547.6M | $603.9M |
| Cash Flow Statement | |||||
| Cash from operations | $413.4M | $393.5M | $392.8M | $247.9M | $163.4M |
| Depreciation and amortization | $41.4M | $51.2M | $54.9M | $47.5M | $27.1M |
| Stock-based compensation | $10.7M | $13.0M | $18.6M | $27.6M | $18.9M |
| Capital expenditure | — | — | — | $6.0M | $12.3M |
| Free cash flow | — | — | — | $241.9M | $151.2M |
| Share repurchases | — | — | — | $28,000 | — |
| Impairments | $0 | $0 | $0 | $108.5M | $0 |
Shares outstanding 45.7M · Free float 69.6%
Annual filing data through FY ended December 31, 2025; float as of July 14, 2026.