OppFi Inc.
Financial highlights
| Metric | FY 12/31/25 | FY 12/31/24 | FY 12/31/23 | FY 12/31/22 | FY 12/31/21 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $381.2M | $321.5M | $273.2M | $217.0M | $263.7M |
| Operating income | $166.7M | $94.5M | $46.4M | -$6.3M | $57.3M |
| Pretax income | $156.1M | $88.1M | $41.8M | $3.1M | $90.1M |
| Income tax expense | $9.9M | $4.2M | $2.3M | -$277,000 | $311,000 |
| Net income | $26.3M | $7.3M | -$1.0M | $7.1M | $25.6M |
| Balance Sheet | |||||
| Cash and equivalents | $49.5M | $61.3M | $31.8M | $16.2M | $25.1M |
| Total assets | $754.1M | $641.2M | $601.5M | $579.8M | $502.1M |
| Total liabilities | $445.2M | $407.0M | $407.5M | $420.7M | $344.2M |
| Stockholders' equity | $58.5M | $32.8M | $10.4M | -$494,000 | -$9.0M |
| Cash Flow Statement | |||||
| Cash from operations | $401.3M | $323.8M | $296.1M | $243.3M | $167.3M |
| Depreciation and amortization | $5.2M | $9.6M | $12.7M | $13.6M | $10.3M |
| Stock-based compensation | $10.0M | $5.3M | $4.1M | $3.4M | $3.0M |
| Capital expenditure | $19.1M | $13.0M | $9.0M | $13.2M | $14.4M |
| Free cash flow | $382.2M | $310.8M | $287.2M | $230.0M | $153.0M |
| Dividends paid | $6.4M | $2.4M | $0 | $0 | — |
| Share repurchases | $15.5M | $3.6M | $0 | $2.5M | $0 |
Shares outstanding 85.4M · Free float 50.2%
Annual filing data through FY ended December 31, 2025; float as of July 15, 2026.