OP Bancorp
Financial highlights
| Metric | FY 12/31/25 | FY 12/31/24 | FY 12/31/23 | FY 12/31/22 | FY 12/31/21 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $3.2M | $3.3M | $2.1M | $1.7M | $1.6M |
| Interest expense | — | — | $53.0M | $11.3M | $3.1M |
| Pretax income | $35.3M | $29.1M | $33.5M | $46.7M | $40.7M |
| Income tax expense | $9.7M | $8.0M | $9.6M | $13.4M | $11.8M |
| Net income | $25.6M | $21.1M | $23.9M | $33.3M | $28.8M |
| Balance Sheet | |||||
| Cash and equivalents | $167.3M | $134.9M | $91.2M | $83.0M | $115.5M |
| Total assets | $2.7B | $2.4B | $2.1B | $2.1B | $1.7B |
| Total liabilities | $2.4B | $2.2B | $2.0B | $1.9B | $1.6B |
| Stockholders' equity | $227.9M | $205.0M | $192.6M | $176.9M | $165.2M |
| Cash Flow Statement | |||||
| Cash from operations | $26.2M | $31.2M | $67.8M | $83.7M | -$28.3M |
| Depreciation and amortization | $1.4M | $1.4M | $1.3M | $1.4M | $1.3M |
| Stock-based compensation | $699,000 | $1.2M | $1.3M | $1.2M | $558,000 |
| Capital expenditure | $2.8M | $1.6M | $2.2M | $1.4M | $1.1M |
| Free cash flow | $23.4M | $29.7M | $65.6M | $82.3M | -$29.4M |
| Dividends paid | $7.1M | $7.1M | $7.3M | $6.7M | $5.1M |
| Share repurchases | $706,000 | $2.7M | $3.9M | $0 | $28,000 |
Shares outstanding 14.9M · Free float 69.3%
Annual filing data through FY ended December 31, 2025; float as of July 15, 2026.