OCEANFIRST FINANCIAL CORP
Financial highlights
| Metric | FY 12/31/25 | FY 12/31/24 | FY 12/31/23 | FY 12/31/22 | FY 12/31/21 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Operating expenses | $296.2M | $245.9M | $248.9M | $234.9M | $226.9M |
| Interest expense | — | — | $238.2M | $53.7M | $36.8M |
| Pretax income | $92.5M | $130.7M | $136.8M | $193.9M | $142.2M |
| Income tax expense | $21.5M | $30.3M | $32.7M | $46.6M | $32.2M |
| Net income | $71.0M | $100.1M | $104.0M | $146.6M | $110.1M |
| Balance Sheet | |||||
| Total assets | $14.6B | $13.4B | $13.5B | $13.1B | $11.7B |
| Total liabilities | $12.9B | $11.7B | $11.9B | $11.5B | $10.2B |
| Total debt | $1.7B | $1.3B | $1.1B | $1.5B | $347.9M |
| Stockholders' equity | $1.7B | $1.7B | $1.7B | $1.6B | $1.5B |
| Cash Flow Statement | |||||
| Cash from operations | $87.2M | $92.2M | $124.3M | $250.4M | $160.0M |
| Depreciation and amortization | $10.3M | $10.9M | $12.3M | $11.7M | $9.4M |
| Stock-based compensation | $4.9M | $6.1M | $5.9M | $6.6M | $5.4M |
| Capital expenditure | $7.7M | $7.6M | $7.7M | $16.1M | $42.0M |
| Free cash flow | $79.5M | $84.7M | $116.6M | $234.3M | $117.9M |
| Dividends paid | $48.2M | $50.9M | $51.3M | $47.5M | $44.5M |
| Share repurchases | $24.9M | $21.5M | $0 | $7.4M | $36.1M |
Shares outstanding 57.6M · Free float 81.4%
Annual filing data through FY ended December 31, 2025; float as of July 11, 2026.