The Inventing Press

NORWOOD FINANCIAL CORP

Financial highlights

MetricFY 12/31/25FY 12/31/24FY 12/31/23FY 12/31/22FY 12/31/21
Income Statement
Revenue$8.0M$7.4M$7.1M$8.8M$7.0M
Interest expense$33.5M$7.3M$5.8M
Pretax income$35.0M-$258,000$21.1M$36.4M$30.9M
Income tax expense$7.3M-$98,000$4.4M$7.2M$5.9M
Net income$27.8M-$160,000$16.8M$29.2M$24.9M
Balance Sheet
Total assets$2.4B$2.3B$2.2B$2.0B$2.1B
Total liabilities$2.2B$2.1B$2.0B$1.9B$1.9B
Stockholders' equity$242.2M$213.5M$181.1M$167.1M$205.3M
Cash Flow Statement
Cash from operations$34.0M$22.8M$29.8M$30.7M$29.2M
Stock-based compensation$248,000$346,000$401,000$269,000$214,000
Capital expenditure$4.7M$3.1M$1.4M$2.2M$1.3M
Free cash flow$29.2M$19.7M$28.4M$28.6M$27.9M
Dividends paid$11.5M$9.7M$9.4M$9.2M$8.5M
Share repurchases$361,000$703,000$3.1M$2.5M$1.4M
Impairments$0$0$0$0$0

Shares outstanding 10.9M · Free float 91.9%

Annual filing data through FY ended December 31, 2025; float as of July 11, 2026.