NATIONAL BANKSHARES INC
Financial highlights
| Metric | FY 12/31/25 | FY 12/31/24 | FY 12/31/23 | FY 12/31/22 | FY 12/31/21 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $8.2M | $7.4M | $7.1M | $7.0M | $6.7M |
| Interest expense | — | — | $21.6M | $3.1M | — |
| Pretax income | $19.2M | $9.1M | $18.7M | $31.8M | $24.6M |
| Income tax expense | $3.3M | $1.5M | $3.0M | $5.8M | $4.3M |
| Net income | $15.8M | $7.6M | $15.7M | $25.9M | $20.4M |
| Balance Sheet | |||||
| Cash and equivalents | $59.2M | $108.1M | $86.6M | — | — |
| Total assets | $1.8B | $1.8B | $1.7B | $1.7B | $1.7B |
| Total liabilities | $1.6B | $1.7B | $1.5B | $1.6B | $1.5B |
| Stockholders' equity | $184.9M | $156.4M | $140.5M | $122.7M | $191.8M |
| Cash Flow Statement | |||||
| Cash from operations | $17.9M | $9.4M | $15.5M | $29.5M | $22.9M |
| Depreciation and amortization | $1.1M | $900,000 | $754,000 | $609,000 | $636,000 |
| Stock-based compensation | $193,000 | $128,000 | $42,000 | $0 | — |
| Capital expenditure | $2.7M | $3.3M | $1.5M | $1.3M | $323,000 |
| Free cash flow | $15.2M | $6.2M | $14.0M | $28.2M | $22.6M |
| Dividends paid | $9.6M | $9.3M | $14.8M | $8.9M | $8.8M |
| Share repurchases | — | — | $0 | $6.3M | $13.4M |
| Impairments | $0 | $0 | $0 | $0 | $0 |
Shares outstanding 6.4M · Free float 96.7%
Annual filing data through FY ended December 31, 2025; float as of July 10, 2026.