nCino, Inc.
Financial highlights
| Metric | FY 01/31/26 | FY 01/31/25 | FY 01/31/24 | FY 01/31/23 | FY 01/31/22 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $594.8M | $540.7M | $476.5M | $408.3M | $273.9M |
| Cost of revenue | $234.6M | $215.9M | $191.5M | $169.6M | $111.4M |
| Gross profit | $360.2M | $324.8M | $285.1M | $238.7M | $162.5M |
| Research and development | $127.5M | $129.4M | $117.3M | $121.6M | $79.4M |
| Operating expenses | $356.4M | $342.9M | $324.6M | $332.7M | $233.8M |
| Operating income | $3.7M | -$18.1M | -$39.5M | -$94.0M | -$71.4M |
| Interest expense | $17.5M | $8.8M | $4.1M | $2.8M | $1.5M |
| Pretax income | $6.7M | -$35.6M | -$41.9M | -$97.8M | -$74.0M |
| Income tax expense | -$3.0M | -$2.5M | $1.6M | $4.1M | -$23.8M |
| Net income | $5.2M | -$37.9M | -$42.3M | -$102.7M | -$49.4M |
| Balance Sheet | |||||
| Cash and equivalents | $88.4M | $120.9M | $112.1M | $82.0M | $88.0M |
| Current assets | $293.5M | $302.2M | $250.8M | $207.2M | $183.5M |
| Total assets | $1.6B | $1.6B | $1.3B | $1.3B | $1.3B |
| Current liabilities | $294.5M | $251.5M | $215.0M | $205.2M | $174.4M |
| Total liabilities | $579.5M | $512.8M | $287.8M | $299.6M | $230.5M |
| Stockholders' equity | $1.1B | $1.1B | $1.0B | $1.0B | $1.1B |
| Cash Flow Statement | |||||
| Cash from operations | $90.1M | $55.2M | $57.3M | -$15.4M | -$19.2M |
| Depreciation and amortization | $42.3M | $36.3M | $45.3M | $34.7M | $10.0M |
| Stock-based compensation | $73.9M | $71.6M | $58.0M | $50.2M | $28.5M |
| Capital expenditure | $7.5M | $1.8M | $3.5M | $18.3M | $5.5M |
| Free cash flow | $82.6M | $53.4M | $53.8M | -$33.7M | -$24.7M |
| Share repurchases | $125.1M | $0 | $0 | — | — |
| Impairments | $0 | $0 | $0 | $0 | $0 |
Shares outstanding 109.6M · Free float 93.2%
Annual filing data through FY ended January 31, 2026; float as of July 16, 2026.