NAVIENT CORP
Financial highlights
| Metric | FY 12/31/25 | FY 12/31/24 | FY 12/31/23 | FY 12/31/22 | FY 12/31/21 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | — | $271.0M | $321.0M | $332.0M | $507.0M |
| Operating expenses | $421.0M | $680.0M | $800.0M | $776.0M | $1.2B |
| Interest expense | — | — | $3.6B | $2.1B | $1.3B |
| Pretax income | -$111.0M | $174.0M | $313.0M | $827.0M | $936.0M |
| Income tax expense | -$31.0M | $43.0M | $85.0M | $182.0M | $219.0M |
| Net income | -$80.0M | $131.0M | $228.0M | $645.0M | $717.0M |
| Balance Sheet | |||||
| Cash and equivalents | $637.0M | $722.0M | $839.0M | $1.5B | $905.0M |
| Total assets | $48.7B | $51.8B | $61.4B | $70.8B | $80.6B |
| Total liabilities | $46.3B | $49.1B | $58.6B | $67.8B | $78.0B |
| Total debt | $45.7B | $48.3B | $57.6B | $66.9B | $77.0B |
| Stockholders' equity | $2.4B | $2.6B | $2.8B | $3.0B | $2.6B |
| Cash Flow Statement | |||||
| Cash from operations | $441.0M | $459.0M | $676.0M | $305.0M | $702.0M |
| Stock-based compensation | $21.0M | $23.0M | $24.0M | $19.0M | $22.0M |
| Dividends paid | $63.0M | $70.0M | $78.0M | $91.0M | $107.0M |
| Share repurchases | $111.0M | $179.0M | $310.0M | $400.0M | $600.0M |
Shares outstanding 94.0M · Free float 34.8%
Annual filing data through FY ended December 31, 2025; float as of July 14, 2026.