MetroCity Bankshares, Inc.
Financial highlights
| Metric | FY 12/31/25 | FY 12/31/24 | FY 12/31/23 | FY 12/31/22 | FY 12/31/21 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Interest expense | — | — | $91.3M | $27.6M | $4.6M |
| Pretax income | $92.7M | $87.3M | $72.0M | $91.2M | $82.6M |
| Income tax expense | $24.2M | $22.8M | $20.4M | $28.6M | $20.9M |
| Net income | $68.5M | $64.5M | $51.6M | $62.6M | $61.7M |
| Balance Sheet | |||||
| Cash and equivalents | $383.7M | $249.9M | $144.8M | $179.5M | $441.3M |
| Total assets | $4.8B | $3.6B | $3.5B | $3.4B | $3.1B |
| Total liabilities | $4.2B | $3.2B | $3.1B | $3.1B | $2.8B |
| Stockholders' equity | $544.2M | $421.4M | $381.5M | $349.4M | $290.2M |
| Cash Flow Statement | |||||
| Cash from operations | $37.7M | $63.5M | $82.1M | $134.7M | $65.4M |
| Depreciation and amortization | $3.5M | $3.0M | $2.7M | $3.9M | $2.8M |
| Stock-based compensation | $2.9M | $2.6M | $2.4M | $1.9M | $1.4M |
| Capital expenditure | $674,000 | $1.3M | $4.9M | $2.4M | $384,000 |
| Free cash flow | $37.0M | $62.2M | $77.2M | $132.3M | $65.0M |
| Dividends paid | $24.8M | $21.1M | $18.2M | $15.3M | $11.8M |
| Share repurchases | $2.7M | $10,000 | $2.0M | $8.2M | $5.5M |
Shares outstanding 28.7M · Free float 98.0%
Annual filing data through FY ended December 31, 2025; float as of July 15, 2026.