ISABELLA BANK CORP
Financial highlights
| Metric | FY 12/31/25 | FY 12/31/24 | FY 12/31/23 | FY 12/31/22 | FY 12/31/21 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Interest expense | — | — | $21.7M | $5.3M | $7.4M |
| Pretax income | $24.1M | $16.4M | $21.8M | $26.8M | $23.3M |
| Income tax expense | $5.2M | $2.5M | $3.7M | $4.6M | $3.8M |
| Net income | $18.9M | $13.9M | $18.2M | $22.2M | $19.5M |
| Balance Sheet | |||||
| Cash and equivalents | $26.0M | $24.5M | $33.7M | $38.9M | $105.3M |
| Total assets | $2.2B | $2.1B | $2.1B | $2.0B | $2.0B |
| Total liabilities | $2.0B | $1.9B | $1.9B | $1.8B | $1.8B |
| Total debt | $142.5M | $113.0M | $116.1M | $87.0M | $99.3M |
| Stockholders' equity | $231.4M | $210.3M | $202.4M | $186.2M | $211.0M |
| Cash Flow Statement | |||||
| Cash from operations | $26.8M | $19.6M | $24.2M | $26.9M | $25.5M |
| Depreciation and amortization | $2.1M | $2.1M | $2.0M | $2.1M | $2.3M |
| Stock-based compensation | $341,000 | $476,000 | $782,000 | $610,000 | — |
| Capital expenditure | $3.5M | $2.1M | $4.1M | $3.2M | $1.6M |
| Free cash flow | $23.3M | $17.5M | $20.1M | $23.7M | $23.9M |
| Dividends paid | $8.1M | $8.1M | $8.2M | $8.1M | $8.4M |
| Share repurchases | $4.7M | $3.1M | $3.4M | — | — |
Shares outstanding 7.3M · Free float 93.4%
Annual filing data through FY ended December 31, 2025; float as of July 11, 2026.