The Inventing Press

FIVE STAR BANCORP

Financial highlights

MetricFY 12/31/25FY 12/31/24FY 12/31/23FY 12/31/22FY 12/31/21
Income Statement
Interest expense$63.5M$14.8M$4.0M
Pretax income$83.7M$64.7M$66.6M$62.9M$47.1M
Income tax expense$22.1M$19.1M$18.9M$18.1M$4.7M
Net income$61.6M$45.7M$47.7M$44.8M$42.4M
Balance Sheet
Cash and equivalents$425.3M
Total assets$4.8B$4.1B$3.6B$3.2B$2.6B
Total liabilities$4.3B$3.7B$3.3B$3.0B$2.3B
Stockholders' equity$445.8M$396.6M$285.8M$252.8M$235.0M
Cash Flow Statement
Cash from operations$72.6M$51.8M$38.9M$46.0M$28.7M
Depreciation and amortization$2.2M$1.9M$1.6M$1.6M$607,000
Stock-based compensation$1.5M$1.2M$962,000$1.1M$1.4M
Capital expenditure$1.2M$628,000$653,000$481,000$717,000
Free cash flow$71.4M$51.2M$38.3M$45.5M$27.9M
Dividends paid$17.1M$16.2M$12.9M$15.3M$51.9M
Share repurchases$0$0$0

Shares outstanding 21.4M · Free float 59.4%

Annual filing data through FY ended December 31, 2025; float as of July 12, 2026.