The Inventing Press

Finwise Bancorp

Financial highlights

MetricFY 12/31/25FY 12/31/24FY 12/31/23FY 12/31/22FY 12/31/21
Income Statement
Interest expense$10.0M$1.4M$1.3M
Pretax income$21.8M$17.0M$23.8M$36.0M$42.3M
Income tax expense$5.7M$4.2M$6.4M$10.9M$10.7M
Net income$16.1M$12.7M$17.5M$25.1M$31.6M
Balance Sheet
Cash and equivalents$163.4M$109.2M$117.0M$100.6M$85.8M
Total assets$977.1M$746.0M$586.2M$400.8M$380.2M
Total liabilities$783.9M$572.3M$431.2M$260.3M$264.8M
Stockholders' equity$193.2M$173.7M$155.1M$140.5M$115.4M
Cash Flow Statement
Cash from operations-$28.4M-$15.0M$12.3M$61.2M-$9.2M
Depreciation and amortization$900,000$1.1M$2.3M$200,000$300,000
Stock-based compensation$3.6M$2.0M$2.0M$778,000$2.1M
Capital expenditure$219,000$1.1M$7.5M$7.2M$2.3M
Free cash flow-$28.6M-$16.1M$4.8M$53.9M-$11.6M
Share repurchases$0$461,000$4.7M$1.1M$0

Shares outstanding 13.7M · Free float 62.2%

Annual filing data through FY ended December 31, 2025; float as of July 16, 2026.