Esquire Financial Holdings, Inc.
Financial highlights
| Metric | FY 12/31/25 | FY 12/31/24 | FY 12/31/23 | FY 12/31/22 | FY 12/31/21 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Interest expense | — | — | $8.1M | $1.6M | $828,000 |
| Pretax income | $65.7M | $59.3M | $55.9M | $38.8M | $22.7M |
| Income tax expense | $14.8M | $15.6M | $14.9M | $10.3M | $4.8M |
| Net income | $50.8M | $43.7M | $41.0M | $28.5M | $17.9M |
| Balance Sheet | |||||
| Cash and equivalents | $235.9M | $126.3M | $165.2M | $164.1M | $149.2M |
| Total assets | $2.4B | $1.9B | $1.6B | $1.4B | $1.2B |
| Total liabilities | $2.1B | $1.7B | $1.4B | $1.2B | $1.0B |
| Stockholders' equity | $289.6M | $237.1M | $198.6M | $157.6M | $143.7M |
| Cash Flow Statement | |||||
| Cash from operations | $59.8M | $42.2M | $42.4M | $38.8M | $30.1M |
| Depreciation and amortization | $1.2M | $880,000 | $707,000 | $703,000 | $687,000 |
| Stock-based compensation | $5.0M | $3.8M | $3.2M | $2.4M | $2.0M |
| Capital expenditure | $3.2M | $714,000 | $605,000 | $73,000 | $1.0M |
| Free cash flow | $56.7M | $41.5M | $41.8M | $38.7M | $29.1M |
| Dividends paid | $5.9M | $4.8M | $3.7M | $2.1M | — |
| Share repurchases | — | — | $286,000 | — | — |
Shares outstanding 8.6M · Free float 86.0%
Annual filing data through FY ended December 31, 2025; float as of July 14, 2026.