Essent Group Ltd.
Financial highlights
| Metric | FY 12/31/25 | FY 12/31/24 | FY 12/31/23 | FY 12/31/22 | FY 12/31/21 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $1.3B | $1.2B | $1.1B | $1.0B | $1.0B |
| Interest expense | $32.7M | $35.3M | $30.1M | $15.6M | $8.3M |
| Pretax income | $821.9M | $855.5M | $823.0M | $988.2M | $822.3M |
| Income tax expense | $131.9M | $126.1M | $126.6M | $156.8M | $140.5M |
| Net income | $690.0M | $729.4M | $696.4M | $831.4M | $681.8M |
| Balance Sheet | |||||
| Total assets | $7.4B | $7.1B | $6.4B | $5.7B | $5.7B |
| Total liabilities | $1.7B | $1.5B | $1.3B | $1.3B | $1.5B |
| Total debt | — | — | — | $425.0M | $425.0M |
| Stockholders' equity | $5.8B | $5.6B | $5.1B | $4.5B | $4.2B |
| Cash Flow Statement | |||||
| Cash from operations | $856.1M | $861.5M | $763.0M | $588.8M | $709.3M |
| Depreciation and amortization | $5.2M | $5.8M | $4.5M | $3.0M | $3.4M |
| Stock-based compensation | $20.8M | $24.8M | $18.4M | $18.4M | $20.8M |
| Capital expenditure | $7.4M | $6.8M | $4.0M | $4.0M | $2.5M |
| Free cash flow | $848.7M | $854.8M | $759.0M | $584.8M | $706.8M |
| Dividends paid | $122.1M | $118.0M | $106.2M | $92.1M | $77.7M |
| Share repurchases | $587.7M | $111.5M | $70.7M | $97.9M | $163.9M |
| Impairments | $0 | $0 | $0 | — | — |
Shares outstanding 92.2M · Free float 89.5%
Annual filing data through FY ended December 31, 2025; float as of July 13, 2026.