Enova International, Inc.
Financial highlights
| Metric | FY 12/31/25 | FY 12/31/24 | FY 12/31/23 | FY 12/31/22 | FY 12/31/21 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $3.2B | $2.7B | $2.1B | $1.7B | $1.2B |
| Operating expenses | $1.1B | $944.7M | $807.8M | $733.6M | $611.2M |
| Operating income | $739.4M | $584.8M | $422.1M | $384.0M | $413.1M |
| Interest expense | $339.3M | $290.4M | $194.8M | $115.9M | $76.5M |
| Pretax income | $401.0M | $271.1M | $227.2M | $272.6M | $337.2M |
| Income tax expense | $92.6M | $61.7M | $52.1M | $65.2M | $80.1M |
| Net income | $308.4M | $209.4M | $175.1M | $207.4M | $256.3M |
| Balance Sheet | |||||
| Cash and equivalents | $71.7M | $73.9M | $54.4M | $100.2M | $165.5M |
| Total assets | $6.5B | $5.3B | $4.6B | $3.8B | $2.8B |
| Total liabilities | $5.1B | $4.1B | $3.3B | $2.6B | $1.7B |
| Total debt | $4.5B | $3.6B | $3.0B | $2.3B | $1.4B |
| Stockholders' equity | $1.3B | $1.2B | $1.2B | $1.2B | $1.1B |
| Cash Flow Statement | |||||
| Cash from operations | $1.8B | $1.5B | $1.2B | $894.0M | $471.9M |
| Depreciation and amortization | $34.5M | $32.2M | $29.8M | $28.8M | $28.5M |
| Stock-based compensation | $33.1M | $31.8M | $26.7M | $21.9M | $21.2M |
| Capital expenditure | $47.1M | $43.4M | $45.2M | $43.6M | $29.7M |
| Free cash flow | $1.8B | $1.5B | $1.1B | $850.4M | $442.2M |
| Share repurchases | $214.6M | $289.3M | $153.2M | $143.1M | $116.7M |
Shares outstanding 24.9M · Free float 72.0%
Annual filing data through FY ended December 31, 2025; float as of July 14, 2026.