ENCORE CAPITAL GROUP INC
Financial highlights
| Metric | FY 12/31/25 | FY 12/31/24 | FY 12/31/23 | FY 12/31/22 | FY 12/31/21 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $1.8B | $1.3B | $1.2B | $1.4B | $1.6B |
| Operating expenses | $1.1B | $1.2B | $1.2B | $936.2M | $981.2M |
| Operating income | $626.6M | $157.3M | $16.5M | $462.2M | $633.3M |
| Interest expense | $293.9M | $252.5M | $201.9M | $153.3M | $169.6M |
| Pretax income | $336.2M | -$96.2M | -$180.3M | $311.0M | $436.5M |
| Income tax expense | $79.3M | $43.0M | $26.2M | $116.4M | $85.3M |
| Net income | $256.8M | -$139.2M | -$206.5M | $194.6M | $350.8M |
| Balance Sheet | |||||
| Cash and equivalents | $156.8M | $199.9M | $158.4M | $143.9M | $189.6M |
| Total assets | $5.3B | $4.8B | $4.6B | $4.5B | $4.6B |
| Total liabilities | $4.4B | $4.0B | $3.7B | $3.3B | $3.4B |
| Total debt | $4.0B | $3.7B | $3.3B | $2.9B | $3.0B |
| Stockholders' equity | $976.8M | $767.3M | $936.5M | $1.2B | $1.2B |
| Cash Flow Statement | |||||
| Cash from operations | $153.2M | $156.2M | $153.0M | $210.7M | $303.1M |
| Depreciation and amortization | $28.8M | $32.4M | $41.7M | $46.4M | $50.1M |
| Stock-based compensation | $18.3M | $14.0M | $13.9M | $15.4M | $18.3M |
| Capital expenditure | $26.3M | $29.0M | $24.8M | $37.2M | $33.4M |
| Free cash flow | $126.9M | $127.2M | $128.2M | $173.5M | $269.7M |
| Share repurchases | $90.4M | $0 | $0 | $87.0M | $390.6M |
| Impairments | $0 | $100.6M | $238.2M | $0 | $0 |
Shares outstanding 21.4M · Free float 91.3%
Annual filing data through FY ended December 31, 2025; float as of July 12, 2026.