ECB Bancorp, Inc. /MD/
Financial highlights
| Metric | FY 12/31/25 | FY 12/31/24 | FY 12/31/23 | FY 12/31/22 | FY 12/31/21 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $598,000 | $577,000 | — | — | — |
| Interest expense | — | — | $30.0M | $5.5M | $3.7M |
| Pretax income | $10.4M | $5.4M | $6.0M | $3.5M | $5.5M |
| Income tax expense | $2.6M | $1.4M | $1.5M | $776,000 | $1.4M |
| Net income | $7.8M | $4.0M | $4.5M | $2.7M | $4.0M |
| Balance Sheet | |||||
| Total assets | $1.6B | $1.4B | $1.3B | $1.1B | $666.5M |
| Total liabilities | $1.4B | $1.2B | $1.1B | $901.7M | $589.2M |
| Stockholders' equity | $171.9M | $168.3M | $164.9M | $162.7M | $77.3M |
| Cash Flow Statement | |||||
| Cash from operations | $9.2M | $6.2M | $6.4M | $7.8M | $6.4M |
| Depreciation and amortization | $297,000 | $302,000 | $279,000 | $302,000 | $300,000 |
| Stock-based compensation | $1.2M | $1.3M | $470,000 | $559,000 | $0 |
| Capital expenditure | $214,000 | $60,000 | $335,000 | $216,000 | $104,000 |
| Free cash flow | $9.0M | $6.2M | $6.1M | $7.6M | $6.3M |
| Share repurchases | $4.6M | $2.7M | $2.2M | — | — |
Shares outstanding 8.8M · Free float 81.2%
Annual filing data through FY ended December 31, 2025; float as of July 16, 2026.