Citizens Community Bancorp Inc.
Financial highlights
| Metric | FY 12/31/25 | FY 12/31/24 | FY 12/31/23 | FY 12/31/22 | FY 12/31/21 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Interest expense | — | — | $35.9M | $13.0M | $10.4M |
| Pretax income | $17.4M | $17.4M | $18.9M | $23.6M | $29.0M |
| Income tax expense | $3.0M | $3.7M | $5.9M | $5.8M | $7.7M |
| Net income | $14.4M | $13.8M | $13.1M | $17.8M | $21.3M |
| Balance Sheet | |||||
| Cash and equivalents | $118.9M | $50.2M | $37.1M | $35.4M | $47.7M |
| Total assets | $1.8B | $1.7B | $1.9B | $1.8B | $1.7B |
| Total liabilities | $1.6B | $1.6B | $1.7B | $1.6B | $1.6B |
| Total debt | — | $66.6M | $147.0M | $214.9M | $170.0M |
| Stockholders' equity | $187.9M | $179.1M | $173.3M | $167.1M | $170.9M |
| Cash Flow Statement | |||||
| Cash from operations | $11.7M | $20.4M | $13.1M | $29.3M | $21.6M |
| Depreciation and amortization | $2.0M | $2.2M | $2.4M | $2.4M | $2.3M |
| Stock-based compensation | $146,000 | $631,000 | — | — | — |
| Capital expenditure | $1.3M | $889,000 | $1.4M | $3.6M | $3.8M |
| Free cash flow | $10.4M | $19.5M | $11.8M | $25.7M | $17.8M |
| Dividends paid | $3.6M | $3.3M | $3.0M | $2.7M | $2.5M |
| Share repurchases | $6.1M | $6.1M | $421,000 | $1.8M | $8.0M |
Shares outstanding 9.6M · Free float 74.8%
Annual filing data through FY ended December 31, 2025; float as of July 13, 2026.