CONSUMER PORTFOLIO SERVICES, INC.
Financial highlights
| Metric | FY 12/31/25 | FY 12/31/24 | FY 12/31/23 | FY 12/31/22 | FY 12/31/21 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $434.5M | $393.5M | $352.0M | $329.7M | $267.8M |
| Operating expenses | $406.5M | $366.1M | $290.9M | $213.5M | $202.1M |
| Interest expense | $232.0M | $191.3M | $146.6M | $87.5M | $75.2M |
| Pretax income | $28.0M | $27.4M | $61.1M | $116.2M | $65.7M |
| Income tax expense | $8.7M | $8.2M | $15.8M | $30.2M | $18.2M |
| Net income | $19.3M | $19.2M | $45.3M | $86.0M | $47.5M |
| Balance Sheet | |||||
| Cash and equivalents | $6.3M | $11.7M | $6.2M | $13.5M | $29.9M |
| Total assets | $3.9B | $3.5B | $2.9B | $2.8B | $2.2B |
| Total liabilities | $3.5B | $3.2B | $2.6B | $2.5B | $2.0B |
| Total debt | $500.7M | $541.7M | $301.8M | $363.1M | $186.8M |
| Stockholders' equity | $309.5M | $292.8M | $274.7M | $228.4M | $170.2M |
| Cash Flow Statement | |||||
| Cash from operations | $289.0M | $233.8M | $238.0M | $215.9M | $198.2M |
| Depreciation and amortization | $881,000 | $862,000 | $847,000 | $1.6M | $1.7M |
| Stock-based compensation | $2.7M | $3.0M | $3.5M | $4.4M | $2.0M |
| Capital expenditure | $709,000 | $433,000 | $559,000 | $2.1M | $2.0M |
| Free cash flow | $288.3M | $233.3M | $237.4M | $213.8M | $196.2M |
| Share repurchases | $8.7M | $12.8M | $20.3M | $46.1M | $25.7M |
Shares outstanding 21.7M · Free float 31.4%
Annual filing data through FY ended December 31, 2025; float as of July 11, 2026.