The Inventing Press

CIVISTA BANCSHARES, INC.

Financial highlights

MetricFY 12/31/25FY 12/31/24FY 12/31/23FY 12/31/22FY 12/31/21
Income Statement
Revenue$19.0M$19.1M$30.4M$24.5M$19.6M
Interest expense$57.2M$16.0M$9.6M
Pretax income$55.2M$36.6M$50.6M$47.0M$48.4M
Income tax expense$9.0M$4.9M$7.6M$7.6M$7.8M
Net income$46.2M$31.7M$43.0M$39.4M$40.5M
Balance Sheet
Total assets$4.3B$4.1B$3.9B$3.6B$3.0B
Total liabilities$3.8B$3.7B$3.5B$3.3B$2.7B
Stockholders' equity$543.5M$388.5M$372.0M$328.8M$355.2M
Cash Flow Statement
Cash from operations$43.3M$48.2M$62.7M$25.2M$40.8M
Depreciation and amortization$8.3M$9.5M$10.8M$4.5M$2.0M
Stock-based compensation$852,000$871,000$984,000$819,000$702,000
Capital expenditure$1.2M$4.2M$3.4M$6.5M$1.9M
Free cash flow$42.1M$44.1M$59.3M$18.7M$38.8M
Dividends paid$11.8M$10.1M$9.6M$8.5M$8.0M
Share repurchases$178,000$164,000$1.6M$16.9M$22.3M

Shares outstanding 20.8M · Free float 94.7%

Annual filing data through FY ended December 31, 2025; float as of July 11, 2026.

Coverage