COMMUNITY FINANCIAL SYSTEM, INC.
Financial highlights
| Metric | FY 12/31/25 | FY 12/31/24 | FY 12/31/23 | FY 12/31/22 | FY 12/31/21 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $818.0M | $746.3M | $652.1M | $679.4M | — |
| Interest expense | $192.7M | $194.4M | $104.1M | $23.1M | $13.0M |
| Pretax income | $275.4M | $236.7M | $168.2M | $240.3M | $241.3M |
| Income tax expense | $64.9M | $54.2M | $36.3M | $52.2M | $51.7M |
| Net income | $210.5M | $182.5M | $131.9M | $188.1M | $189.7M |
| Balance Sheet | |||||
| Cash and equivalents | $301.8M | $197.0M | $191.0M | $209.9M | $1.9B |
| Total assets | $17.3B | $16.4B | $15.6B | $15.8B | $15.6B |
| Total liabilities | $15.3B | $14.6B | $13.9B | $14.3B | $13.5B |
| Stockholders' equity | $2.0B | $1.8B | $1.7B | $1.6B | $2.1B |
| Cash Flow Statement | |||||
| Cash from operations | $301.9M | $242.3M | $228.4M | $214.6M | $202.5M |
| Depreciation and amortization | $15.6M | $13.7M | $13.0M | $14.4M | $15.6M |
| Stock-based compensation | $10.9M | $8.4M | $9.3M | $7.7M | $6.3M |
| Capital expenditure | $68.5M | $20.7M | $18.6M | $12.9M | $13.4M |
| Free cash flow | $233.3M | $221.6M | $209.8M | $201.7M | $189.2M |
| Dividends paid | $97.6M | $95.8M | $95.1M | $93.4M | $91.1M |
| Share repurchases | $11.2M | $45.8M | $30.0M | $16.6M | $5.1M |
| Impairments | — | — | — | $0 | $0 |
Shares outstanding 52.6M · Free float 99.0%
Annual filing data through FY ended December 31, 2025; float as of July 8, 2026.