BayFirst Financial Corp.
Financial highlights
| Metric | FY 12/31/25 | FY 12/31/24 | FY 12/31/23 | FY 12/31/22 | FY 12/31/21 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Interest expense | — | — | $32.1M | $8.6M | $7.3M |
| Pretax income | -$30.8M | $17.0M | $8.0M | $7.0M | $11.7M |
| Income tax expense | -$7.9M | $4.3M | $2.1M | $1.6M | $2.7M |
| Net income | -$22.9M | $12.6M | $5.7M | -$349,000 | $24.6M |
| Balance Sheet | |||||
| Cash and equivalents | $207.0M | $77.8M | $58.4M | $66.0M | $109.7M |
| Total assets | $1.3B | $1.3B | $1.1B | $938.9M | $917.1M |
| Total liabilities | $1.2B | $1.2B | $1.0B | $847.0M | $820.8M |
| Stockholders' equity | $87.6M | $110.9M | $100.7M | $91.9M | $96.3M |
| Cash Flow Statement | |||||
| Cash from operations | $285.3M | $390.5M | $454.8M | $440.3M | $495.4M |
| Depreciation and amortization | $2.2M | $2.5M | $2.2M | $1.7M | $1.3M |
| Stock-based compensation | $99,000 | $396,000 | $604,000 | $763,000 | $461,000 |
| Capital expenditure | $300,000 | $1.7M | $7.6M | $8.1M | $13.1M |
| Free cash flow | $285.0M | $388.8M | $447.2M | $432.2M | $482.3M |
| Dividends paid | $663,000 | $1.3M | $1.3M | $1.3M | $1.1M |
| Share repurchases | $335,000 | $0 | $13,000 | $49,000 | $0 |
Shares outstanding 4.1M · Free float 74.9%
Annual filing data through FY ended December 31, 2025; float as of July 14, 2026.