ACNB CORP
Financial highlights
| Metric | FY 12/31/25 | FY 12/31/24 | FY 12/31/23 | FY 12/31/22 | FY 12/31/21 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $191.8M | $132.2M | $115.1M | $108.9M | — |
| Interest expense | $40.1M | $23.9M | $8.3M | $3.6M | $6.9M |
| Pretax income | $46.5M | $40.4M | $39.8M | $45.0M | $35.0M |
| Income tax expense | $9.4M | $8.6M | $8.2M | $9.2M | $7.2M |
| Net income | $37.1M | $31.8M | $31.7M | $35.8M | $27.8M |
| Balance Sheet | |||||
| Cash and equivalents | $65.6M | $47.3M | $66.0M | $168.2M | $710.1M |
| Total assets | $3.2B | $2.4B | $2.4B | $2.5B | $2.8B |
| Total liabilities | $2.8B | $2.1B | $2.1B | $2.3B | $2.5B |
| Stockholders' equity | $420.0M | $303.3M | $277.5M | $245.0M | $272.1M |
| Cash Flow Statement | |||||
| Cash from operations | $53.6M | $39.8M | $40.6M | $39.2M | $42.1M |
| Depreciation and amortization | $6.7M | $3.0M | $3.4M | $3.8M | $2.3M |
| Stock-based compensation | $1.4M | $1.3M | $1.0M | — | — |
| Capital expenditure | $1.1M | $960,000 | $1.2M | $1.8M | $1.6M |
| Free cash flow | $52.6M | $38.8M | $39.4M | $37.4M | $40.5M |
| Dividends paid | $14.4M | $10.7M | $9.7M | $9.1M | $9.0M |
| Share repurchases | $11.2M | $249,000 | $2.0M | $6.7M | $1.5M |
Shares outstanding 10.2M · Free float 95.6%
Annual filing data through FY ended December 31, 2025; float as of July 8, 2026.