AMERICAN COASTAL INSURANCE Corp
Financial highlights
| Metric | FY 12/31/25 | FY 12/31/24 | FY 12/31/23 | FY 12/31/22 | FY 12/31/21 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $335.4M | $296.7M | $264.4M | $221.7M | $228.7M |
| Operating income | $140.3M | $99.6M | $93.9M | -$8.7M | -$10.5M |
| Interest expense | $10.8M | $12.0M | $10.9M | $9.5M | $9.3M |
| Pretax income | $142.7M | $101.7M | $96.1M | $1.7M | -$10.4M |
| Income tax expense | $35.9M | $25.3M | $10.9M | $26.2M | -$6.7M |
| Net income | $106.8M | $75.7M | $309.9M | -$469.9M | -$57.9M |
| Balance Sheet | |||||
| Cash and equivalents | $198.8M | $137.0M | — | $229.9M | $212.0M |
| Total assets | $1.1B | $1.2B | $1.1B | $2.8B | $2.7B |
| Total liabilities | $755.2M | $980.5M | $893.6M | $3.0B | $2.4B |
| Stockholders' equity | $317.6M | $235.7M | $168.8M | -$182.0M | $312.4M |
| Cash Flow Statement | |||||
| Cash from operations | $71.0M | $243.5M | -$136.0M | -$173.1M | -$295.4M |
| Depreciation and amortization | $3.8M | $4.9M | $1.5M | $4.6M | $5.5M |
| Stock-based compensation | $4.3M | $2.5M | $1.3M | $1.4M | $1.2M |
| Capital expenditure | $155,000 | $22,000 | $196,000 | $3.0M | $5.3M |
| Free cash flow | $70.9M | $243.5M | -$136.2M | -$176.2M | -$300.7M |
| Dividends paid | $0 | $24.1M | $0 | $2.6M | $10.3M |
| Impairments | $0 | $0 | $0 | $13.6M | — |
Shares outstanding 48.5M · Free float 4.0%
Annual filing data through FY ended December 31, 2025; float as of July 13, 2026.