The Tip Desk

KB Financial Group Boosts Fee Income as Loan Base Expands

Net fee and commission income rose to W 1,359,329 million for the period ended March 31, 2026 [4][18].

KB Financial Group (KB), the South Korean financial services conglomerate, reported a rise in net fee and commission income to W 1,359,329 million for the period ended March 31, 2026, compared to W 934,048 million in the prior year period.

Net interest income also increased to W 3,334,822 million, up from W 3,262,165 million in the same period in 2025. This growth in interest earnings coincided with an expansion of the balance sheet. Loans measured at amortized cost grew to W 494,353,167 million as of March 31, 2026, from W 474,870,495 million a year earlier.

Funding for the expanded loan book came from a rise in deposits, which reached W 469,093,134 million as of March 31, 2026, compared to W 434,357,614 million as of March 31, 2025.

Credit costs eased during the period. The provision for credit losses decreased to W 493,269 million, down from W 655,597 million for the same period in 2025.

Operating costs rose as the group expanded. General and administrative expenses increased to W 1,764,914 million for the period ended March 31, 2026, compared to W 1,605,565 million in the prior year.

KB increased its capital return through share repurchases. The group acquired treasury shares totaling W 497,059 million during the period ended March 31, 2026, compared to W 464,114 million in the prior year period.