The Tip Desk

Insperity raises full-year profit guidance as operating costs fall

The human resources outsourcing firm updated its 2026 adjusted earnings per share forecast to a range of $1.88 to $2.43 [2][3].

Insperity (NSP) reported a return to profitability in the second quarter, with reported net income increasing 180% year-over-year to $4 million.

The professional employer organization saw a divergence between its top-line growth and its client base. Revenue rose 2% year-over-year to $1.7 billion, supported by a 3% increase in revenue per worksite employee (WSEE) on higher pricing. This pricing gain partially offset a 1% decrease in average paid WSEEs, which fell to 305,764 from 309,115 in the second quarter of 2025.

Gross profit decreased 3% year-over-year to $217 million, with gross profit per WSEE declining 1% to $237. This reflected a moderating downward trend compared to the 14% gross profit decline reported in the second quarter of 2025.

Bottom-line results were bolstered by a reduction in overhead. Operating expenses decreased 8% year-over-year to $211 million, a more significant reduction than the 1% decrease reported in the first quarter of 2026. Adjusted EBITDA rose 13% to $36 million and adjusted EPS rose 31% to $0.34.

Despite the quarterly gain, year-to-date performance for the first half of 2026 showed a decline. Reported net income decreased 20% to $37 million and adjusted EPS declined 10% to $1.64 compared to the same period in 2025. Benefits costs per covered employee increased 5% over the prior year, matching the 5% increase reported in the first quarter.

Insperity updated its full-year 2026 guidance for adjusted EPS to a range of $1.88 to $2.43, which would represent a year-over-year increase of 83% to 136%. The company also raised its adjusted EBITDA guidance to between $185 million and $225 million.

Full-year guidance for average paid WSEEs is now 305,000 to 307,000, a year-over-year decrease of 1.0% to 1.6%. Outstanding borrowings under the company's credit facility increased to $420 million at June 30, 2026, up from $370 million at March 31, 2026.