The Tip Desk

Velocity Financial, Inc.

Financial highlights

Amounts in millions
MetricFY 12/31/25FY 12/31/24FY 12/31/23FY 12/31/22FY 12/31/21
Income Statement
Net income$105.1$68.4$52.3$32.2$29.2
Balance Sheet
Total debt$310.4$350.0$336.4$331.7$302.8
Cash Flow Statement
Free cash flow$17.9$37.5$48.7$48.3$57.5
Share repurchases$7.3$1.6$0.9$0.5—

Shares outstanding 39.5M · Free float 60.6%

Annual filing data through FY ended December 31, 2025; float as of October 3, 2026.

Earnings

Other Coverage