The Tip Desk

UMB FINANCIAL CORP

Financial highlights

Amounts in billions
MetricFY 12/31/25FY 12/31/24FY 12/31/23FY 12/31/22FY 12/31/21
Income Statement
Net income$0.7$0.4$0.4$0.4$0.4
Balance Sheet
Total debt$0.5$0.4$2.2$0.4—
Cash Flow Statement
Free cash flow$1.0$0.2$0.4$0.7$0.5
Dividends$0.1$0.1$0.1$0.1$0.1
Share repurchases$<0.1$<0.1$<0.1$<0.1$<0.1

Shares outstanding 76.0M · Free float 85.7%

Annual filing data through FY ended December 31, 2025; float as of September 18, 2026.

Earnings

Other Coverage