The Tip Desk

SMARTFINANCIAL INC.

Financial highlights

Amounts in millions
MetricFY 12/31/25FY 12/31/24FY 12/31/23FY 12/31/22FY 12/31/21
Income Statement
Net income$50.3$36.1$28.6$43.0$34.8
Cash Flow Statement
Free cash flow$59.3$46.3$33.4$44.3$43.8
Dividends$5.5$5.4$5.4$4.7$3.7
Share repurchases—$3.0——$1.2

Shares outstanding 17.1M · Free float 93.1%

Annual filing data through FY ended December 31, 2025; float as of October 7, 2026.

Earnings

Other Coverage